| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBC BENEFITS LTD3 | 3221 COLLINSWORTH ST FT WORTH, TX 76107 | UNITEDHEALTHCARE INSURANCE COMPANY | $34K | $94K | $128K | 3.82% |
| WALTER LANDWEHR3 Filed as: WALTER H LANDWEHR JR. | 2929 W 5TH ST STE B FORT WORTH, TX 76107 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $19 | $19 | 0.00% |
| GBC BENEFITS LTD3 | 3221 COLLINSWORTH ST. FORT WORTH, TX 76107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 21.57% |
| GBC BENEFITS LTD3 | 3221 COLLINSWORTH ST FT WORTH, TX 76107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 20.32% |
| GBC BENEFITS LTD3 | 3221 COLLINSWORTH ST FT WORTH, TX 76107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $931 | $4K | 19.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 521 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 530 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 834 | $3.4M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 834 | $3.4M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 834 | $3.4M |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 521 | $52K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 67 | $21K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 521 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 834 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.