| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | BLUECROSS BLUESHIELD OF TEXAS | $66K | $9 | $66K | 2.18% |
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN MICLETTE & BRITT INS AGCY, LL | PO BOX 922022 HOUSTON, TX 77292 | BLUECROSS BLUESHIELD OF TEXAS | $14K | $16K | $30K | 0.98% |
| EASTEX CRUDE COMPANY, LLC3 | 10907 STATE HIGHWAY 11 WEST LEESBURG, TX 75451 | BLUECROSS BLUESHIELD OF TEXAS | $0 | $2 | $2 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON, LLC | 840 GESSNER ROAD, SUITE 700 HOUSTON, TX 77024 | COMBINED INSURANCE COMPANY OF AMERICA | $15K | $0 | $15K | 13.05% |
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN MICLETTE & BRITT INSURANCE | 2900 NORTH LOOK WEST, SUITE 1100 HOUSTON, TX 77092 | COMBINED INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 5.54% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 Filed as: ACCRETIVE ENROLLMENT SERVICES, LLC | 13750 SAN PEDRO AVENUE, SUITE 550 SAN ANTONIO, TX 78232 | TRANSAMERICA LIFE INSURANCE COMPANY | $9K | — | $9K | 9.65% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1400 DALLAS, TX 75201 | TRANSAMERICA LIFE INSURANCE COMPANY | $6K | — | $6K | 5.69% |
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN, MICLETTE & BRITT OF FL, LLC | 850 CONCOURSE PARKWAY SOUTH SUITE 105 MAITLAND, FL 32751 | TRANSAMERICA LIFE INSURANCE COMPANY | $4K | — | $4K | 3.75% |
| EXCELSIOR BENEFITS LLC3 Filed as: EXCELSIOR BENEFITS, LLC | 441 2ND STREET EXCELSIOR, MN 55331 | TRANSAMERICA LIFE INSURANCE COMPANY | $297 | — | $297 | 0.31% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $2K | $10K | 16.00% |
| ASSUREDPARTNERS5 Filed as: ASSUREDPARTNERS OF HOUSTON, LLC | 840 GESSNER ROAD, SUITE 700 HOUSTON, TX 77024 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.15% |
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN MICLETTE & BRITT INSURANCE AG | 2900 NORTH LOOK WEST, SUITE 1100 HOUSTON, TX 77092 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 2.71% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PARKWAY WEST, SUITE 320 BLUE BELL, PA 19422 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $589 | $589 | 0.90% |
| PROFESSIONAL ENROLLMENT CONCEPTS5 | 6200 SAVOY DRIVE, SUITE 345 HOUSTON, TX 77036 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $378 | $378 | 0.58% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | DEARBORN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.12% |
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN MICLETTE & BRITT INS AGCY, LL | 2800 NORTH LOOP WEST, SUITE 1100 HOUSTON, TX 77092 | DEARBORN LIFE INSURANCE COMPANY | $429 | $0 | $429 | 1.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 347 | $3.0M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 347 | $3.0M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 147 | $23K |
| Life insurance(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 193 | $162K |
| Prescription drug | BLUECROSS BLUESHIELD OF TEXAS | 347 | $3.0M |
| Other(3 contracts, 3 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 347 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 347 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.