| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 3221 COLLINSWORTH ST FORT WORTH, TX 761075739 | BLUECROSS BLUESHIELD OF TEXAS | $34K | — | $34K | 4.89% |
| GBC BENEFITS LTD3 | 3221 COLLINSWORTH ST FORT WORTH, TX 761075739 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 6.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 3221 COLLINSWORTH ST FORT WORTH, TX 761075739 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 2.90% |
| STACY RENEA RODGERS3 | 2318 MEMORIAL PKWY PORTLAND, TX 783743206 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | — | $11K | 25.66% |
| JOE A RODGERS3 Filed as: JOE ALLAN RODGERS | 1125 SETH ST CORPUS CHRISTI, TX 784187521 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 5.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MATTHEW DOMINIC BROWN | 3093 RAE CREEK DRIVE CHICO, CA 95973 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.72% |
| GILBERT M ELIZONDO3 Filed as: GILBERT MARK ELIZONDO | 6817 PRINCESS JEAN CORPUS CHRISTI, TX 78414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $76 | — | $76 | 0.18% |
| KYLE R SCOTT3 Filed as: KYLE REX SCOTT | 109 BLOOMINGDALE CIR VICTORIA, TX 77904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 0.15% |
| STACY R RODGERS3 | 2318 MEMORIAL PKWY PORTLAND, TX 78374 | TRANSAMERICA LIFE INSURANCE COMPANY | $110 | — | $110 | 3.03% |
| EMPLOYEE CHOICE SOLUTIONS3 Filed as: EMPLOYEE CHOICE SOLUTIONS INS AGENC | 216 S 200 W CEDAR CITY, UT 84720 | TRANSAMERICA LIFE INSURANCE COMPANY | $68 | — | $68 | 1.87% |
| CANALICHIO INSURANCE GROUP, LLC3 | 1067 FM 306 STE 305 NEW BRAUNFELS, TX 78130 | TRANSAMERICA LIFE INSURANCE COMPANY | $60 | — | $60 | 1.65% |
| JOE A RODGERS3 Filed as: JOE RODGERS | 1601 DOVE LANE CORPUS CHRISTI, TX 78418 | TRANSAMERICA LIFE INSURANCE COMPANY | $59 | — | $59 | 1.63% |
| BENEFIT CONCEPTS INC3 Filed as: BENEFIT CONCEPTS, INC. | 1173 BRITTMOORE ROAD HOUSTON, TX 77043 | TRANSAMERICA LIFE INSURANCE COMPANY | $56 | — | $56 | 1.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 185 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 185 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 160 | $687K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $55K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $55K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $55K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 319 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.