| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 3221 COLLINSWORTH ST FORT WORTH, TX 761075739 | BLUECROSS BLUESHIELD OF TEXAS | $40K | $6K | $46K | 5.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 3221 COLLINSWORTH ST FORT WORTH, TX 761075739 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $47 | $3K | 18.30% |
| STACY R RODGERS3 | PO BOX 18777 CORPUS CHRISTI, TX 78480 | TRANSAMERICA LIFE INSURANCE COMPANY | $723 | — | $723 | 10.40% |
| JOE A RODGERS3 Filed as: JOE RODGERS | 1601 DOVE LANE CORPUS CHRISTI, TX 78418 | TRANSAMERICA LIFE INSURANCE COMPANY | $135 | — | $135 | 1.94% |
| CANALICHIO INSURANCE GROUP, LLC3 | 1067 FM 306 STE 305 NEW BRAUNFELS, TX 78130 | TRANSAMERICA LIFE INSURANCE COMPANY | $129 | — | $129 | 1.86% |
| EMPLOYEE CHOICE SOLUTIONS3 Filed as: EMPLOYEE CHOICE SOLUTIONS INS AGENC | 216 S 200 W CEDAR CITY, UT 84720 | TRANSAMERICA LIFE INSURANCE COMPANY | $96 | — | $96 | 1.38% |
| BENEFIT CONCEPTS INC3 Filed as: BENEFIT CONCEPTS, INC. | 800 GESSNER RD. SUITE 300 HOUSTON, TX 77024 | TRANSAMERICA LIFE INSURANCE COMPANY | $75 | — | $75 | 1.08% |
| STACY RENEA RODGERS3 | 2318 MEMORIAL PKWY PORTLAND, TX 783743206 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 335.99% |
| JOE A RODGERS3 Filed as: JOE ALLAN RODGERS | 1125 SETH ST CORPUS CHRISTI, TX 784187521 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 79.62% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MATTHEW DOMINIC BROWN | 3093 RAE CREEK DRIVE CHICO, CA 95973 | CONTINENTAL AMERICAN INSURANCE COMPANY | $692 | — | $692 | 31.13% |
| GILBERT M ELIZONDO3 Filed as: GILBERT MARK ELIZONDO | 6817 PRINCESS JEAN CORPUS CHRISTI, TX 78414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $322 | — | $322 | 14.48% |
| KYLE R SCOTT3 Filed as: KYLE REX SCOTT | 101 HORSESHOE BND WAXAHACHIE, TX 75165 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88 | — | $88 | 3.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 166 | $768K |
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 325 | $784K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $16K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $16K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 325 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.