Welfare broker

EMPLOYEE CHOICE SOLUTIONS

Mailing address (most recent filing)

2200 S MAIN ST

STE 600

SALT LAKE CITY, UT 84115

Total comp: $354K
Commissions: $334K
Fees: $20K
Filings: 51
Sponsors: 51

Carrier mix

Where EMPLOYEE CHOICE SOLUTIONS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY33.3%
AMERICAN HERITAGE LIFE INSURANCE COMPANY33.3%
AETNA LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$215K	33.3%
AMERICAN HERITAGE LIFE INSURANCE COMPANY	1	$122K	33.3%
AETNA LIFE INSURANCE COMPANY	1	$2.0M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	3	$2.3M	0.3%	131.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EMPLOYEE CHOICE SOLUTIONS's plans by broker comp / premium ratio. Median 15.43% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of EMPLOYEE CHOICE SOLUTIONS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where EMPLOYEE CHOICE SOLUTIONS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FORSGREN ASSOCIATES, INC. FORSGREN ASSOCIATES, INC. HEALTH AND WELCARE PLAN	UT	$2.0M	$45K	AETNA LIFE INSURANCE CO.
AMERICAN ACADEMY HOLDINGS, LLC AMERICAN ACADEMY HOLDINGS, LLC HEALTH & WELFARE BENEFIT PLAN	UT	$215K	$33K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
MOTIVHEALTH INSURANCE COMPANY MOTIVHEALTH INSURANCE COMPANY WELFARE BENEFIT PLAN	UT	$122K	$20K	AMERICAN HERITAGE LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$215K

33.3%

AMERICAN HERITAGE LIFE INSURANCE COMPANY

$122K

33.3%

AETNA LIFE INSURANCE COMPANY

$2.0M

33.3%

State

Plans

Premium

State share

Index

$2.3M

0.3%

131.45x

Sponsor

Loc

Premium

Comp

Carrier

FORSGREN ASSOCIATES, INC.

FORSGREN ASSOCIATES, INC. HEALTH AND WELCARE PLAN

$2.0M

$45K

AETNA LIFE INSURANCE CO.

AMERICAN ACADEMY HOLDINGS, LLC

AMERICAN ACADEMY HOLDINGS, LLC HEALTH & WELFARE BENEFIT PLAN

$215K

$33K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

MOTIVHEALTH INSURANCE COMPANY

MOTIVHEALTH INSURANCE COMPANY WELFARE BENEFIT PLAN

$122K

$20K

AMERICAN HERITAGE LIFE INSURANCE COMPANY