| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF TEXAS LLC | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $78K | $78K | 3.31% |
| ALKALI LLC3 Filed as: ALKALI, LLC | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $49K | $49K | 2.06% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA, INC | PO BOX 101809 PASADENA, CA 91189 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $83 | $83 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS LLC | — | DELTA DENTAL INSURANCE COMPANY | $12K | — | $12K | 7.50% |
| ALKALI LLC3 | — | DELTA DENTAL INSURANCE COMPANY | $4K | — | $4K | 2.50% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CAPITAL, INC | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 9.34% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 115 NORTH EL MOLINO AVENUE PASADENA, CA 91101 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $505 | — | $505 | 0.66% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CAPITAL, INC | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 9.37% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 115 NORTH EL MOLINO AVENUE PASADENA, CA 91101 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $355 | — | $355 | 0.63% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF TEXAS | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 10.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS LLC | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | VISION SERVICE PLAN | $475 | — | $475 | 2.78% |
| ALKALI LLC3 Filed as: ALKALI, LLC | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | VISION SERVICE PLAN | $432 | — | $432 | 2.53% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | VISION SERVICE PLAN | $96 | — | $96 | 0.56% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF TEXAS | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $466 | — | $466 | 10.01% |
| AHRENS BENEFITS COMMUNICATIONS INC3 | 4911 HOLLY TREE DRIVE DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | — | $51 | 1.15% |
| GLADY R ROWAN3 | 202 WEST LOUISIANA MCKINNEY, TX 75069 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.56% |
| PATRICIA A YEATS3 | PO BOX 500 COPPELL, TX 75019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.38% |
| USI INSURANCE SERVICES LLC3 Filed as: USI COLORADO LLC | 1100 EAST 6600 SOUTH SALT LAKE CITY, UT 84121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.36% |
| CAROL A BAKER3 | 2318 PROMONTORY POINT PLANO, TX 75075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.32% |
| MPART BENEFITS INC3 | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.20% |
| DAVID EVANS3 | 2711 YORK COURT SOUTHLAKE, TX 76092 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.07% |
| VOLUNTARY SOLUTIONS INC3 | 509 SOUTH 4TH AVENUE BRIGHTON, CO 80601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.05% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CAPITAL, INC | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $129 | — | $129 | 10.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 116 | $2.4M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL INSURANCE COMPANY | 111 | $180K |
| Vision(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 116 | $41K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 121 | $51K |
| Short-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 136 | $78K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 132 | $57K |
| Prescription drug | HAWAII MEDICAL SERVICE ASSOCIATION | 1 | $24K |
| Other(5 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 132 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 136 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.