| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF TEXAS LLC | 500 N. CENTRAL EXPRESSWAY SUITE 550 PLANO, TN 75074 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $95K | $95K | 4.95% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS LLC | 500 N CENTRAL EXPY STE 550 PLANO, TX 75074 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $17 | $9K | 9.13% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS, LLC | SUITE 550 PLANO, TX 75074 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $0 | $6K | 10.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS, LLC | 500 N CENTRAL EXPRESSWAY SUITE 550 PLANO, TN 75074 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $0 | $5K | 10.22% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS, LLC | 500 N CENTRAL EXPRESSWAY SUITE 550 PLANO, TX 75074 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.50% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF TEXAS LLC | 500 N CENTRAL EXPRESSWAY SUITE 550 PLANO, TX 75074 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $632 | $0 | $632 | 10.00% |
| GLADY R ROWAN3 | 202 W LOUISANA MCKINNEY, TX 75069 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $0 | $40 | 1.07% |
| RYAN G YOUNG3 | 801 N NURSERY RD IRVING, TX 75061 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | $0 | $26 | 0.69% |
| ANNALEE AHRENS3 | 4911 HOLLY TREE DR DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $0 | $24 | 0.64% |
| USI INSURANCE SERVICES LLC3 | 100 SUMMIT LAKES DR VALHALLA, NY 10595 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $0 | $17 | 0.45% |
| PATRICIA A YEATS3 | PO BOX 500 COPPELL, TX 75019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $0 | $15 | 0.40% |
| CAROL A BAKER3 | 2318 PROMONTORY POINT PLANO, TX 75075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $0 | $14 | 0.37% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $0 | $9 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 152 | $1.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 323 | $103K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 323 | $103K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 109 | $21K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 161 | $59K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 161 | $46K |
| Other(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 109 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.