| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS INC. | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $438 | $9K | 15.75% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS INC. | 4851 LBJ FREEWAY DALLAS, TX 75244 | ONEAMERICA FINANCIAL PARTNERS, INC. | $11K | $0 | $11K | 20.28% |
| QCD OF AMERICA3 | PO BOX 2704 KELLER, TX 76244 | DC ADMINISTRATORS | $6K | $6K | $12K | 23.28% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS INC. | 4851 LBJ FREEWAY DALLAS, TX 75244 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $175 | $3K | 16.49% |
| DEBORAH L. OLSON3 | 6909 PORTOBELLO DRIVE PLANO, TX 75024 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $571 | $2K | 9.35% |
| MPARTS BENEFITS INC.3 | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $256 | $201 | $457 | 2.29% |
| KALEB OGOLINI3 | 3013 PARKSIDE DRIVE PLANO, TX 75075 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $289 | $0 | $289 | 1.45% |
| BRANDY R BYERS3 Filed as: BRANDY R. BYERS | 9766 STONEHEARTH FORNEY, TX 75126 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $37 | $0 | $37 | 0.19% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS INC. | PO BOX 674344 DALLAS, TX 75267 | SUPERIOR VISION PLAN OF TEXAS | $720 | $0 | $720 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 243 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 246 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MY TELEMEDICINE | 159 | $5K |
| Dental | DC ADMINISTRATORS | 110 | $52K |
| Vision | SUPERIOR VISION PLAN OF TEXAS | 69 | $7K |
| Life insurance | ONEAMERICA FINANCIAL PARTNERS, INC. | 235 | $52K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 243 | $58K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 243 | $58K |
| Prescription drug | MY TELEMEDICINE | 159 | $5K |
| Other(2 contracts, 2 carriers) | ONEAMERICA FINANCIAL PARTNERS, INC. | 235 | $72K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 243 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.