| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRINSON BENEFITS, INC.3 | 12720 HILLCREST ROAD DALLAS, TX 75230 | ONEAMERICA FINANCIAL PARTNERS, INC. | $19K | $5K | $24K | 18.88% |
| QCD OF AMERICA3 | 1664 KELLER PARKWAY, SUITE 101 KELLER, TX 76248 | DC ADMINISTRATORS | $21K | $0 | $21K | 44.19% |
| BRINSON BENEFITS, INC.3 | 12720 HILLCREST ROAD DALLAS, TX 75230 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $351 | $2K | 17.93% |
| KALEB OGOLINI3 | 2709 SOUTH HILLBRIER CIRCLE PLANO, TX 75075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $53 | $1K | 10.28% |
| DEBORAH L. OLSON3 | 6909 PORTOBELLO DRIVE PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $379 | $260 | $639 | 5.32% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS INC. | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $275 | $265 | $540 | 4.49% |
| BRANDY R BYERS3 Filed as: BRANDY R. BYERS | 9766 STONEHEARTH FORNEY, TX 75126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $224 | $12 | $236 | 1.96% |
| BRINSON BENEFITS, INC.3 | 12720 HILLCREST ROAD DALLAS, TX 75230 | SUPERIOR VISION PLAN OF TEXAS | $783 | $0 | $783 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 237 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 237 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DC ADMINISTRATORS | 93 | $47K |
| Vision | SUPERIOR VISION PLAN OF TEXAS | 79 | $8K |
| Life insurance | ONEAMERICA FINANCIAL PARTNERS, INC. | 237 | $125K |
| Short-term disability | ONEAMERICA FINANCIAL PARTNERS, INC. | 237 | $125K |
| Long-term disability | ONEAMERICA FINANCIAL PARTNERS, INC. | 237 | $125K |
| Other(2 contracts, 2 carriers) | ONEAMERICA FINANCIAL PARTNERS, INC. | 237 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 237 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.