| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS INC. | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $19K | $5 | $19K | 14.77% |
| QCD OF AMERICA3 | 1664 KELLER PARKWAY, SUITE 101 KELLER, TX 76248 | DC ADMINISTRATORS | $9K | $11K | $20K | 33.33% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS INC. | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
| BRANDY R BYERS3 Filed as: BRANDY R. BYERS | 9766 STONEHEARTH FORNEY, TX 75126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $788 | $174 | $962 | 21.38% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS INC. | 12720 HILLCREST ROAD DALLAS, TX 75230 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $675 | $221 | $896 | 19.92% |
| COLONIAL OF NORTH TEXAS INSURANCE3 Filed as: COLONIAL OF N. TX. INS. GROUP | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $173 | $224 | $397 | 8.82% |
| DEBORAH L. OLSON3 | 6909 PORTOBELLO DRIVE PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $196 | $189 | $385 | 8.56% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS INC. | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | $42 | $94 | 2.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DC ADMINISTRATORS | 138 | $59K |
| Vision(2 contracts) | DC ADMINISTRATORS | 138 | $59K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 234 | $144K |
| Short-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 234 | $144K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 234 | $144K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 234 | $148K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 234 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.