| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC DALLAS | 8144 WALNUT HILL 15TH FLOOR DALLAS, TX 752314388 | AETNA HEALTH INSURANCE COMPANY | — | — | $0 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC DALLAS | 8144 WALNUT HILL 15TH FLOOR DALLAS, TX 752314388 | COMPBENEFITS | $370 | — | $370 | 9.82% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENAN AGENCY LLC DALLAS | 8144 WALNUT HILL 15TH FLOOR DALLAS, TX 752314388 | UNION SECURITY INSURANCE COMPANY | $83 | — | $83 | 9.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 9 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA HEALTH INSURANCE COMPANY | 20 | $7K |
| Dental | COMPBENEFITS | 9 | $4K |
| Vision | UNION SECURITY INSURANCE COMPANY | 6 | $834 |
| Stop-loss / reinsurancereinsurance | AETNA HEALTH INSURANCE COMPANY | 20 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.