| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC DALLAS | — | AETNA HEALTH INSURANCE COMPANY | $579 | $147 | $726 | 7.44% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENNAN AGENCY LLC DALLAS | 8144 WALNUT HILL, 15TH FL DALLAS, TX 75231 | UNION SECURITY INSURANCE COMPANY | $456 | — | $456 | 10.65% |
| VISICOR INC3 Filed as: VISICOR, INC. | 2500 CITYWEST BLVD. SUITE 2400 HOUSTON, TX 770423031 | UNION SECURITY INSURANCE COMPANY | — | $65 | $65 | 1.52% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | P.O. BOX 85638 SAN DIEGO, CA 92186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $115 | $7 | $122 | 12.70% |
| DAVID ANDREW BRANNAM3 | 5407 COUNTY ROAD 1042 CELESTE, TX 75243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | — | $78 | 8.12% |
| MICHELE E MARTIN3 Filed as: MICHELE E. MARTIN | 5717 HEADQUARTERS DRIVE PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | $17 | $54 | 5.62% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS, INC. | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $8 | $24 | 2.50% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DRIVE THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 1.35% |
| DAVID EVANS3 | 2711 YORK COURT SOUTHLAKE, TX 76092 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.10% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENNAN AGENCY,LLC DALLAS | — | UNION SECURITY INSURANCE COMPANY | $79 | — | $79 | 9.99% |
| VISICOR INC3 Filed as: VISICOR, INC. | 2500 CITYWEST BLVD. SUITE 2400 HOUSTON, TX 770423031 | UNION SECURITY INSURANCE COMPANY | — | $24 | $24 | 3.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA HEALTH INSURANCE COMPANY | 17 | $10K |
| Dental | UNION SECURITY INSURANCE COMPANY | 11 | $4K |
| Vision | UNION SECURITY INSURANCE COMPANY | 6 | $791 |
| Stop-loss / reinsurancereinsurance | AETNA HEALTH INSURANCE COMPANY | 17 | $10K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 5 | $961 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.