See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 12 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 18 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| XEROX HR SOLUTIONS EIN 23-1159360 CONTRACT ADMINISTRATOR | Direct payment from the plan; Contract Administrator; Consulting (general) Service code 13 | P O BOX 202617 DALLAS, TX 75320 | $2.0M |
| CENTERS FOR MEDICARE & MEDICAID OTHER SERVICES | Other services; Other fees Service code 49 | 7500 SECURITY BLVD BALIMORE, MD 21244 | $351K |
| LOCKTON DUNNING EIN 20-3354970 CONSULTANT | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | P O BOX 123042 DALLAS, TX 75312 | $145K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINSTRATOR | Contract Administrator; Direct payment from the plan; Insurance services Service code 13 | 151 FARMINGTON AVE HARTSFORD, CT 06156 | $124K |
| ACCOUNTABLE HEALTH SOLUTIONS EIN 35-1852246 MEDICAL | Account maintenance fees; Direct payment from the plan Service code 50 | 8910 PURDUE RD SUITE 700 INDIANAPOLIS, IN 46268 | $103K |
| UNUM LIFE INSURANCE COMPANY EIN 01-0278678 PARTICIPANT RESOURCE | Contract Administrator; Direct payment from the plan Service code 13 | 1 FOUNTAIN SQUARE CHATTANOOGA, TN 37402 | $79K |
| PAYFLEX FSA/COBRA EIN 91-1774434 CLAIMS ADMINSTRATOR | Direct payment from the plan; Claims processing Service code 12 | 1802 FARNAM DRIVE OMAHA, NE 68154 | $74K |
| MARATHON HEALTH EIN 26-0103977 OTHER SERVICES | Other services; Other fees Service code 49 | 20 WINOOSKI FALLS WAY SUITE 400 WINOOSKI, VT 05404 | $26K |
| BCBS COBRA EIN 36-1236610 MEDICAL | Direct payment from the plan; Insurance services Service code 23 | 25551 NETWORK PLACE CHICAGO, IL 60673 | $19K |
| WELLS FARGO TRUSTEE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | 608 2ND AVENUE MINNEAPOLIS, MN 55402 | $13K |
| GUIDESPARK, INC EIN 26-2229814 COMMUNICATIONS | Participant communication; Direct payment from the plan Service code 38 | P O BOX 8365 PASDENA, CA 91109 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,967 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 18,967 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 9,288 | $41.0M |
| Dental | AETNA LIFE INSURANCE CO. | 1,387 | $341K |
| Vision | VISION SERVICE PLAN | 4,292 | $680K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 19,000 | $2.4M |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,793 | $1.8M |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,793 | $1.9M |
| Other(7 contracts, 7 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 19,000 | $3.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,000 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.