| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FROST INSURANCE AGENCY INC3 | 111 WEST HOUSTON STREET SAN ANTONIO, TX 78205 | HARTFORD LIFE AND ACCIDENT | $58K | — | $58K | 15.00% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY, INC. | — | BLUECROSS BLUESHIELD OF TEXAS | $35K | $2K | $37K | 10.71% |
| CYNTHIA KAY SWIGART3 | SL25 LAKE CHEROKEE HENDERSON, TX 75652 | AFLAC | $10K | $191 | $10K | 5.14% |
| JUDITH L ROBINSON3 | PO BOX 10071 TYLER, TX 75711 | AFLAC | $4K | $208 | $4K | 2.11% |
| SCOTT G GOFF3 | 12311 COLBY CIR TYLER, TX 75707 | AFLAC | $3K | $94 | $4K | 1.88% |
| ADAM SCOTT3 | 352 ZAMBEZI LN BULLARD, TX 75757 | AFLAC | $2K | $94 | $2K | 1.13% |
| HCB INSURANCE AGENCY INC3 | PO BOX 370 HENDERSON, TX 75653 | AFLAC | $2K | — | $2K | 0.79% |
| SHAWN M GRAMMER3 | 8143 FM 1616 ATHENS, TX 75752 | AFLAC | $1K | $30 | $1K | 0.60% |
| WILLIAM M HURLEY3 | 712 S CHILTON AVE TYLER, TX 75701 | AFLAC | $697 | — | $697 | 0.37% |
| ROBERT STOKES3 | 30 WILDWOOD DR APT 73 GEORGETOWN, TX 78633 | AFLAC | $692 | — | $692 | 0.37% |
| JAMES D LOVE3 | 405 E MAIN ST HENDERSON, TX 75652 | AFLAC | $354 | — | $354 | 0.19% |
| POWELL A JOHNSON III3 | 9074 ELM TREE CIR TYLER, TX 75703 | AFLAC | $348 | — | $348 | 0.18% |
| J MACK SWINK JR3 | 1901 OKEEFE RD JACKSONVILLE, TX 75766 | AFLAC | $337 | — | $337 | 0.18% |
| BRIAN EDWARD BASS3 | 531 E REINDEER RD LANCASTER, TX 75146 | AFLAC | $329 | — | $329 | 0.17% |
| KYLE DEWAYNE BRASHER3 | 212 SOUTH ST NACOGDOCHES, TX 75961 | AFLAC | $316 | — | $316 | 0.17% |
| STANLEY TYLER3 | 11601 HIGHWAY 71 COLFAX, LA 71417 | AFLAC | $272 | — | $272 | 0.14% |
| SHERRY L HALL3 | 2016 ROCK RIDGE AVE BRYAN, TX 77807 | AFLAC | $239 | — | $239 | 0.13% |
| JEREMIAH D SMITH3 | 209 BARRINGTON LN LEWISVILLE, TX 75067 | AFLAC | $238 | — | $238 | 0.13% |
| KENT A TOWNSEND3 | 6126 WILDERNESS RD TYLER, TX 75703 | AFLAC | $183 | — | $183 | 0.10% |
| DANIEL CALEB MURPHY3 | PO BOX 581 NEEDVILLE, TX 77461 | AFLAC | $173 | — | $173 | 0.09% |
| ERIC NOTHNAGEL3 Filed as: ERIC J NOTHNAGEL | 2900 BROWNTOP CT LEANDER, TX 78641 | AFLAC | $136 | — | $136 | 0.07% |
| TRAVIS PATRICK SERIGNY3 | PO BOX 962 CEDAR PARK, TX 78630 | AFLAC | $130 | — | $130 | 0.07% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $119 | — | $119 | 0.06% |
| STEPHEN LOWALL HOLMES3 | 2951 MARINA BAY DR STE 130 LEAGUE CITY, TX 77573 | AFLAC | $115 | — | $115 | 0.06% |
| MICHAEL SHANE KIRKLAND3 | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $115 | — | $115 | 0.06% |
| JANICE RUTH FRANK3 | 4422 COUNTY ROAD 3110 CAMPBELL, TX 75422 | AFLAC | $106 | — | $106 | 0.06% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M GUTHRIE | 436 LONE STAR LN HIDEAWAY, TX 75771 | AFLAC | $106 | — | $106 | 0.06% |
| PHILLIP GOODRUM3 Filed as: PHILLIP ALLAN PAGE | 8870 SOUTH 500 EAST HUNTSVILLE, UT 84317 | AFLAC | $105 | — | $105 | 0.06% |
| CATHRYN DENISE JOHNSON3 | 9074 ELM TREE CIR TYLER, TX 75703 | AFLAC | $94 | — | $94 | 0.05% |
| JOHN BRADLEY MCFARLAND3 | PO BOX 1291 WYLIE, TX 75098 | AFLAC | $92 | — | $92 | 0.05% |
| ROBYN D KAY3 | 1001 S WHITE OAK RD WHITE OAK, TX 75693 | AFLAC | $88 | — | $88 | 0.05% |
| RICHARD C MCBRAYER3 | 208 ANN DR MARSHALL, TX 75672 | AFLAC | $86 | — | $86 | 0.05% |
| JENNIFER LOWE3 | 502 MOONLIGHT CIR NEW BRAUNFELS, TX 78132 | AFLAC | $84 | — | $84 | 0.04% |
| GARLAND KYLE3 | 2121 FAIRFIELD AVE SUITE 160 SHREVEPORT, LA 71104 | AFLAC | $79 | — | $79 | 0.04% |
| NATALIE MICHELE BARNES3 | 6303 CASH OAKS DR SPRING, TX 77379 | AFLAC | $79 | — | $79 | 0.04% |
| JENNIFER B HAYES3 | 2100 HIGHMONT CT TYLER, TX 75703 | AFLAC | $78 | — | $78 | 0.04% |
| BENEFITS AT WORK LLC3 | 15215 GENERAL WILLIAMSON DR AUSTIN, TX 78734 | AFLAC | $73 | — | $73 | 0.04% |
| JEROME JEFFREY PESEK3 | 12566 MESA VERDE DR AUSTIN, TX 78737 | AFLAC | $66 | — | $66 | 0.03% |
| SHELLY WIEGAND3 | 2607 ARMATRADING DR CEDAR PARK, TX 78613 | AFLAC | $66 | — | $66 | 0.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $62 | — | $62 | 0.03% |
| MICHAEL C WALKER3 Filed as: MICHAEL T RUSHING | 21973 FM 15 TROUP, TX 75789 | AFLAC | $58 | — | $58 | 0.03% |
| STEVEN R BARTON3 | 117 BROOKWAY LN LONGVIEW, TX 75604 | AFLAC | $56 | — | $56 | 0.03% |
| GARY J IRVIN3 | 675 S RIDGEVIEW LN PEORIA, IL 61604 | AFLAC | $53 | — | $53 | 0.03% |
| TEXAS BENEFIT ALLIANCE, INC.3 Filed as: TEXAS BENEFIT ALLIANCE INC | 718 S 17TH ST TEMPLE, TX 76504 | AFLAC | $52 | — | $52 | 0.03% |
| JOHN C RAUP3 | 7215 BOSQUE BLVD PMB 106 WACO, TX 76710 | AFLAC | $48 | — | $48 | 0.03% |
| JANICE KAY BEATY3 | 3 BRAMLETTE PL LONGVIEW, TX 75601 | AFLAC | $42 | — | $42 | 0.02% |
| AMY KATHLEEN CRAWFORD3 | 21574 COUNTY ROAD 145 BULLARD, TX 75757 | AFLAC | $42 | — | $42 | 0.02% |
| JEANNETTE E FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $41 | — | $41 | 0.02% |
| MICHAEL RAY ROBINS3 | 3943 RANCH ESTATES DR PLANO, TX 75074 | AFLAC | $38 | — | $38 | 0.02% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $37 | — | $37 | 0.02% |
| ROBERT A KIRKPATRICK3 | 3921 NW 15TH ST OKLAHOMA CITY, OK 73107 | AFLAC | $37 | — | $37 | 0.02% |
| THOMAS E SHEUE3 | PO BOX 3986 JACKSON, WY 83001 | AFLAC | $29 | — | $29 | 0.02% |
| DONNA L HOWARD3 | 107 BENJAMIN CIR COPPERAS COVE, TX 76522 | AFLAC | $28 | — | $28 | 0.01% |
| MATTHEW D HODGES3 | 605 N MOTLEY DR OVERTON, TX 75684 | AFLAC | $28 | — | $28 | 0.01% |
| ANDREW AUSTIN CONNELL3 | 728 SAUNDERS RD KAUKAUNA, WI 54130 | AFLAC | $28 | — | $28 | 0.01% |
| KARLO G JONES3 | 230 DEER VALLEY DR LORENA, TX 76655 | AFLAC | $27 | — | $27 | 0.01% |
| RONNIE PATTON3 Filed as: RONNIE C WEBBER | 411 GREEN MEADOW TRL HOLLY LAKE RANCH, TX 75765 | AFLAC | $25 | — | $25 | 0.01% |
| GREGORY J WEEKS3 | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $24 | — | $24 | 0.01% |
| D REGAN BRANDON3 | 4047 FM 1801 MINEOLA, TX 75773 | AFLAC | $24 | — | $24 | 0.01% |
| L J(JACK) WARD3 | 1800 W LOOP 281 STE 302 LONGVIEW, TX 75604 | AFLAC | $22 | — | $22 | 0.01% |
| INNOVATIVE BENEFIT PLANNING, LLC3 Filed as: MP INNOVATIVE SOLUTIONS INC | 2410 WYCON DR STE 103 WACO, TX 76712 | AFLAC | $22 | — | $22 | 0.01% |
| MITCHELL J MCCALL3 | 3 STONERIDGE DR KEOKUK, IA 52632 | AFLAC | $21 | — | $21 | 0.01% |
| MIKE E MILLIGAN3 | 1201 N CHARLOTTE TER MUSTANG, OK 73064 | AFLAC | $20 | — | $20 | 0.01% |
| CLARENCE E (GENE) DANNELLY3 | 20110 AMBERVINE CIRCLE KATY, TX 77450 | AFLAC | $19 | — | $19 | 0.01% |
| JENNIFER L VERHAEGHE3 | 3513 DUNLOP AVE BILLINGS, MT 59106 | AFLAC | $18 | — | $18 | 0.01% |
| RODNEY L BRANDON3 | 215A PRIVATE ROAD 4087 GILMER, TX 75645 | AFLAC | $17 | — | $17 | 0.01% |
| CLEONA CORINE DAWSON3 | 7770 FALLOW RUN LARUE, TX 75770 | AFLAC | $17 | — | $17 | 0.01% |
| L CARTHEL ENTERPRISE INC3 | 4002 92ND ST LUBBOCK, TX 79423 | AFLAC | $17 | — | $17 | 0.01% |
| BEN JENKINS3 | 768 RANGER DR CHEYENNE, WY 82009 | AFLAC | $13 | — | $13 | 0.01% |
| RONDA G SUTTER3 | 201 WOODHAVEN TRL MCGREGOR, TX 76657 | AFLAC | $13 | — | $13 | 0.01% |
| ARDELIA M GOFF3 | 12311 COLBY CIR TYLER, TX 75707 | AFLAC | $12 | — | $12 | 0.01% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M GUTHRIE | 14227 N 14TH ST PHOENIX, AZ 85022 | AFLAC | $11 | — | $11 | 0.01% |
| ROBERT D SEIBERT3 | 86 COUNTY ROAD 303 SHINER, TX 77984 | AFLAC | $10 | — | $10 | 0.01% |
| CHARLES D MANGUS3 | 1305 PULCHELLA WAY NEWCASTLE, OK 73065 | AFLAC | $10 | — | $10 | 0.01% |
| JON H DAVENPORT3 | 703 THIMBLE SHOALS BLVD STE C-6 NEWPORT NEWS, VA 23606 | AFLAC | $10 | — | $10 | 0.01% |
| ANASTASIA E HILLARD3 | 1032 VZ COUNTY ROAD 4713 BEN WHEELER, TX 75754 | AFLAC | $10 | — | $10 | 0.01% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES M DOWNES | 1109 RIDGEVIEW DR HEWITT, TX 76643 | AFLAC | $10 | — | $10 | 0.01% |
| KELLY S. MADDEN3 Filed as: KELLY S MADDEN | 5714 YORK AVE LUBBOCK, TX 79414 | AFLAC | $9 | — | $9 | 0.00% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $9 | — | $9 | 0.00% |
| LAWRENCE H HOMER3 | 110 MEMORIAL DR GUN BARREL CITY, TX 75156 | AFLAC | $9 | — | $9 | 0.00% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $9 | — | $9 | 0.00% |
| JARED N JONES3 | 6902 RANCH FOREST DR COLUMBUS, GA 31904 | AFLAC | $8 | — | $8 | 0.00% |
| KATIE LYNN HOUK3 | 728 SAUNDERS RD KAUKAUNA, WI 54130 | AFLAC | $8 | — | $8 | 0.00% |
| ADAM E SHEUE3 | PO BOX 3986 JACKSON, WY 83001 | AFLAC | $8 | — | $8 | 0.00% |
| ADAM O MARQUEZ3 | 5411 43RD ST LUBBOCK, TX 79414 | AFLAC | $8 | — | $8 | 0.00% |
| TIFFANY INGRAM WALKER3 | 8627 WOODS HOLLOW TRL RICHMOND, TX 77406 | AFLAC | $7 | — | $7 | 0.00% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $7 | — | $7 | 0.00% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES ROBERT BLAKEY | 221 CALUMET PL SAN ANTONIO, TX 78209 | AFLAC | $6 | — | $6 | 0.00% |
| SCOTT W BLACKSHEAR3 | 108 ALSACE CT PONTE VEDRA BEACH, FL 32082 | AFLAC | $6 | — | $6 | 0.00% |
| GILBERT E BAKER3 | 209 S RAGSDALE STREET JACKSONVILLE, TX 75766 | AFLAC | $6 | — | $6 | 0.00% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $6 | — | $6 | 0.00% |
| MJ INSURANCE3 Filed as: CARRIE DAWN BLAIR | 1171 E FM 193 AFTON, TX 79220 | AFLAC | $4 | — | $4 | 0.00% |
| JAY T REX3 | 1800 BALLINGER DR SPICEWOOD, TX 78669 | AFLAC | $4 | — | $4 | 0.00% |
| DENNIS W CAMDEN3 | 101 N JEFFERSON ST RM 305 MEXICO, MO 65265 | AFLAC | $4 | — | $4 | 0.00% |
| LESTER RAY BLACKSHEAR3 | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $4 | — | $4 | 0.00% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $3 | — | $3 | 0.00% |
| HEATHER F SEIBERT3 | 86 COUNTY ROAD 303 SHINER, TX 77984 | AFLAC | $3 | — | $3 | 0.00% |
| HEIDE L GADEN3 | 3149 US HIGHWAY 259 N DAINGERFIELD, TX 75638 | AFLAC | $3 | — | $3 | 0.00% |
| RICKY POLSER3 | 1210 COUNTY ROAD 4930 LEONARD, TX 75452 | AFLAC | $2 | — | $2 | 0.00% |
| DEBRA A BRANDON3 | 215A PRIVATE ROAD 4087 GILMER, TX 75645 | AFLAC | $2 | — | $2 | 0.00% |
| BILLIE KATHRYN SWINK3 | 21574 COUNTY ROAD 145 BULLARD, TX 75757 | AFLAC | $2 | — | $2 | 0.00% |
| CASEY DALE HOBSON3 | 13320 W REDWICK DR BOISE, ID 83713 | AFLAC | $2 | — | $2 | 0.00% |
| DAWN D SHEUE3 | PO BOX 3986 JACKSON, WY 83001 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN M JOHNSON3 | 2150 W NORTHWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $1 | — | $1 | 0.00% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $1 | — | $1 | 0.00% |
| STEPHEN W SIMPSON3 | 540 CELTIC CT EDMOND, OK 73025 | AFLAC | $1 | — | $1 | 0.00% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY | P.O. BOX 225749 DALLAS, TX 75222 | DEARBORN LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| KYLE DEWAYNE BRASHER3 | 320 CR 524 NACOGDOCHES, TX 75964 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 3.06% |
| JUDITH LOUISE ROBINSON3 | 5528 OLD BULLARD RD STE 107 TYLER, TX 757034362 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | — | $47 | 1.97% |
| CATHRYN DENISE JOHNSON3 | 9074 ELM TREE CIR TYLER, TX 757037618 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.84% |
| PHILLIP GOODRUM3 Filed as: PHILLIP ALLAN PAGE | 8870 E 500 S HUNTSVILLE, UT 84317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.80% |
| POWELL A JOHNSON III3 | 9074 ELM TREE CIR TYLER, TX 757037618 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.75% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL S KIRKLAND | 137 PLANTATION DR KILLEN, AL 356457248 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.38% |
| SCOTT G GOFF3 | 12311 COLBY CIR TYLER, TX 757075375 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.25% |
| CYNTHIA KAY SWIGART3 | SL25 LAKE CHEROKEE HENDERSON, TX 756529451 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.08% |
| SCOTT W BLACKSHEAR3 | 712 SOUTH CHILTON AVE TYLER, TX 75771 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.08% |
| MICHAEL C WALKER3 Filed as: MICHAEL T RUSHING | 21973 FM 15 TROUP, TX 75789 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.04% |
| RONNIE CLEVELAND WEBBER3 | 411 GREEN MEADOW TRL HOLLY LAKE RANCH, TX 75765 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 465 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 469 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 947 | $348K |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 413 | $72K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 670 | $388K |
| Short-term disability | AFLAC | 261 | $189K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 670 | $388K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 670 | $580K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 947 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.