| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO INS SERV USA, INC | 5151 BELTLINE ROAD SUITE 200 DALLAS, TX 75254 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $76K | — | $76K | 4.48% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $14K | — | $14K | 0.81% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 Filed as: PROFESSIONAL ENROLLMENT CONCEPTS IN | 6200 SAVOY STE 345 HOUSTON, TX 77063 | ALLSTATE | $106K | — | $106K | 10.26% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO INS SVCS USA INC | 5151 BELT LINE DR SUITE 200 DALLAS, TX 75254 | ALLSTATE | $19K | — | $19K | 1.88% |
| BRYAN INGLIS3 | 6122 GARDEN LAKES LANE SUGARLAND, TX 77479 | ALLSTATE | $7K | — | $7K | 0.66% |
| ALLISON A WISE3 | 7142 LAGUNA VILLAS HOUSTON, TX 77036 | ALLSTATE | $7K | — | $7K | 0.65% |
| DALLAS MORENO3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77036 | ALLSTATE | $5K | — | $5K | 0.49% |
| ROSEMARY CHOI3 | 5442 MCCULLOUGH CIRCLE HOUSTON, TX 77056 | ALLSTATE | $5K | — | $5K | 0.48% |
| ALLEN COMMODORE BAKER3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77036 | ALLSTATE | $5K | — | $5K | 0.45% |
| WILLIAM PARKS3 | 3788 RICHMOND AVE APT 1419 HOUSTON, TX 77046 | ALLSTATE | $4K | — | $4K | 0.38% |
| RUBEN RODRIGUEZ3 | 13333 WEST RD APT 1225 HOUSTON, TX 77041 | ALLSTATE | $2K | — | $2K | 0.15% |
| MARK L STEWART3 | 11511 NORMONT DR HOUSTON, TX 77070 | ALLSTATE | $1K | — | $1K | 0.14% |
| MARK SCOTT OSTASZEWSKI3 | 2316 ORTENSIA STREET RICHMOND, TX 77406 | ALLSTATE | $1K | — | $1K | 0.14% |
| JUSTIN LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | ALLSTATE | $1K | — | $1K | 0.10% |
| MICHAEL ANTHONY CHANDLER3 Filed as: MICHAEL CHANDLER | 3314 VALLEY CRK SAN ANTONIO, TX 78261 | ALLSTATE | $983 | — | $983 | 0.10% |
| BRANDON PENKO3 | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | ALLSTATE | $724 | — | $724 | 0.07% |
| TRINIDAD ROSALES3 | 477 BROOKHOLLOW NEW BRAUNFELS, TX 78132 | ALLSTATE | $521 | — | $521 | 0.05% |
| JENNIFER WAY WILCOX3 | 408 E COLLEGE ST FREDERICKSBURG, TX 78624 | ALLSTATE | $361 | — | $361 | 0.03% |
| JANE LONGTIN3 Filed as: JANE LONGLIN | 17315 E MILL VILLAGE CIR HOUSTON, TX 77095 | ALLSTATE | $298 | — | $298 | 0.03% |
| LAUREN STOUT3 | 9001 MARKVILLE DR 423 DALLAS, TX 75243 | ALLSTATE | $249 | — | $249 | 0.02% |
| TOM BRANDA3 | 8000 RESEARCH FOREST DRIVE SUITE 115 - 163 THE WOODLANDS, TX 77382 | ALLSTATE | $192 | — | $192 | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL CRUZ | 10878 WESTHEIMER RD STE 248 HOUSTON, TX 77042 | ALLSTATE | $189 | — | $189 | 0.02% |
| LEONEL RUIZ3 | 1150 EBANO STREET SAN BENITO, TX 78586 | ALLSTATE | $105 | — | $105 | 0.01% |
| LYNN PENKO3 | 1616 WHITEHALL AVE ALLENTOWN, PA 18104 | ALLSTATE | $76 | — | $76 | 0.01% |
| MARIA GARCIA3 | 7215 BOYCE ST HOUSTON, TX 77020 | ALLSTATE | $70 | — | $70 | 0.01% |
| KYLE MATTHEW CLEMENT3 | 3229 INDIAN TRL FLOWER MOUND, TX 75022 | ALLSTATE | $43 | — | $43 | 0.00% |
| ERICK TRUYENQUE3 | 2712 GETTYSBURG AUSTIN, TX 78745 | ALLSTATE | $40 | — | $40 | 0.00% |
| VANESSA AYALA3 | 1790 RUSSELL LANE SAN BENITO, TX 78586 | ALLSTATE | $39 | — | $39 | 0.00% |
| GUADALUPE M RUIZ JR3 | PO BOX 858 LYFORD, TX 78569 | ALLSTATE | $28 | — | $28 | 0.00% |
| WILLIAM MONROE PARKS3 | 7922 WESTGLEN DR SUITE 100 HOUSTON, TX 77063 | ALLSTATE | $28 | — | $28 | 0.00% |
| CONSTANCIO RUIZ3 | 18242 KAYLA LANE HARLINGEN, TX 78552 | ALLSTATE | $9 | — | $9 | 0.00% |
| KEELER & ASSOCIATES3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | ALLSTATE | $6 | — | $6 | 0.00% |
| BRENNAN BAKER3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77036 | ALLSTATE | $1 | — | $1 | 0.00% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SRVCS USA INC | 5151 BELTLINE ROAD SUITE 200 DALLAS, TX 75254 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $30K | $3K | $32K | 13.63% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 2.51% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SRVCS USA INC | 5151 BELTLINE RD STE 200 DALLAS, TX 75254 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $26K | $3K | $29K | 13.87% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUTIE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 2.53% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SRVCS USA INC | 5151 BELTLINE RD SUITE 200 DALLAS, TX 75254 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $20K | $2K | $22K | 13.77% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY STUIE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 2.51% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SRVCS USA INC | 5151 BELTLINE ROAD SUITE 200 DALLAS, TX 75254 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $9K | — | $9K | 9.06% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SRVCS USA INC | 5151 BELTLINE RD SUITE 200 DALLAS, TX 75254 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $449 | $4K | 14.02% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $743 | — | $743 | 2.46% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SRVCS USA INC | 5151 BELTLINE RD SUITE 200 DALLAS, TX 75254 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $190 | $1K | 19.83% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $200 | — | $200 | 3.32% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DISCOVERY BENEFITS EIN 90-0058554 ADMINISTRATOR | Contract Administrator Service code 13 | — | $38K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,828 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,828 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ALLSTATE | 939 | $1.0M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,073 | $1.7M |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 2,289 | $100K |
| Life insurance(3 contracts, 2 carriers) | ALLSTATE | 1,828 | $1.3M |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 718 | $209K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 688 | $169K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,073 | $1.7M |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,828 | $267K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,073 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.