| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITEDHEALTHCARE INSURANCE COMPANY | $72K | — | $72K | 9.15% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 Filed as: PROFESSIONAL ENROLLMENT CONCEPTS IN | 6200 SAVOY SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35K | — | $35K | 5.65% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES NATIONAL INC | 5151 BELT LINE DR SUITE 200 DALLAS, TX 75254 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 1.00% |
| ALLISON A WISE3 | 7142 LAGUNA VILLAS HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $769 | — | $769 | 0.13% |
| ALLEN COMMODORE BAKER3 | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $758 | — | $758 | 0.12% |
| JUSTIN LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $619 | — | $619 | 0.10% |
| MICHAEL ANTHONY CHANDLER3 Filed as: MICHAEL CHANDLER | 3314 VALLEY CRK SAN ANTONIO, TX 78261 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $614 | — | $614 | 0.10% |
| BRYAN INGLIS3 | 6122 GARDEN LAKES LANE SUGARLAND, TX 77479 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $591 | — | $591 | 0.10% |
| ROSEMARY CHOI3 | 5442 MCCULLOCH CIRCLE HOUSTON, TX 77056 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $430 | — | $430 | 0.07% |
| MARK SCOTT OSTASZEWSKI3 | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $402 | — | $402 | 0.07% |
| DALLAS MORENO3 | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $334 | — | $334 | 0.05% |
| TRINIDAD ROSALES3 | 477 BROOKHOLLOW NEW BRAUNFELS, TX 78132 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $272 | — | $272 | 0.04% |
| BRANDON PENKO3 | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $267 | — | $267 | 0.04% |
| JENNIFER WAY WILCOX3 | 8741 FM 725 MCQUEENEY, TX 78123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $244 | — | $244 | 0.04% |
| WILLIAM PARKS3 | 3788 RICHMOND AVE APT 1419 HOUSTON, TX 77046 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $195 | — | $195 | 0.03% |
| JANE LONGTIN3 | 17315 E MILL VILLAGE CIR HOUSTON, TX 77095 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $180 | — | $180 | 0.03% |
| LAUREN STOUT3 | 9001 MARKVILLE DR 423 DALLAS, TX 75243 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $172 | — | $172 | 0.03% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL CRUZ | 10878 WESTHEIMER RD STE 248 HOUSTON, TX 77042 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $125 | — | $125 | 0.02% |
| RUBEN RODRIGUEZ3 | 13333 WEST RD APT 1225 HOUSTON, TX 77041 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $71 | — | $71 | 0.01% |
| MARK L STEWART3 | 11511 NORMONT DR HOUSTON, TX 77070 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $70 | — | $70 | 0.01% |
| TOM BRANDA3 | 8000 RESEARCH FOREST DRIVE SUITE 115-163 THE WOODLANDS, TX 77382 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $20 | — | $20 | 0.00% |
| KYLE MATTHEW CLEMENT3 | 3229 INDIAN TRL FLOWER MOUND, TX 75022 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| WILLIAM MONROE PARKS3 | 7922 WESTGLEN DR SUITE 100 HOUSTON, TX 77063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| BRENNAN BAKER3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $37K | $9K | $45K | 18.51% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $36K | $8K | $44K | 18.31% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $24K | $6K | $30K | 18.80% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 19.49% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $757 | $230 | $987 | 26.06% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $1.0M |
| PLEXFLEX ADMINISTRATIVE SERVICES EIN 36-4116295 ADMINISTRATOR | Contract Administrator Service code 13 | — | $14K |
| THE PLEXUS GROUPE LLC EIN 36-4116295 BROKER | Other commissions Service code 55 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,993 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,993 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 2,724 | $790K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 2,724 | $790K |
| Life insurance(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 1,993 | $882K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 770 | $852K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 622 | $164K |
| Stop-loss / reinsurancereinsurance | WESTPORT INSURANCE CORPORATION | 1,467 | $455K |
| Other(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 1,993 | $882K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,724 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.