| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TERRY HOOKSTRA3 Filed as: TERRY D HOOKSTRA | 12211 HUEBNER ROAD SAN ANTONIO, TX 78230 | HUMANA HEALTH PLAN OF TEXAS, INC. | $369K | — | $369K | 4.97% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: PROSPECTIVE RISK MANAGEMENT CORP | 4348 SOUTHPOINT BOULEVARD JACKSONVILLE, FL 32216 | HUMANA HEALTH PLAN OF TEXAS, INC. | $89K | — | $89K | 1.19% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC-GA | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | HUMANA HEALTH PLAN OF TEXAS, INC. | — | $3K | $3K | 0.05% |
| TERRY HOOKSTRA3 Filed as: TERRY D HOOKSTRA | 12211 HUEBNER ROAD SAN ANTONIO, TX 78230 | HUMANA INSURANCE COMPANY | $99K | — | $99K | 4.91% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: PROSPECTIVE RISK MANAGEMENT CORP | 4348 SOUTHPOINT BOULEVARD JACKSONVILLE, FL 32216 | HUMANA INSURANCE COMPANY | $24K | — | $24K | 1.19% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC-GA | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | HUMANA INSURANCE COMPANY | — | $549 | $549 | 0.03% |
| TERRY HOOKSTRA3 | 12211 HUEBNER ROAD SAN ANTONIO, TX 78230 | METROPOLITAN LIFE INSURANCE COMPANY | $265K | — | $265K | 13.15% |
| TERRY HOOKSTRA3 | 12211 HUEBNER ROAD SAN ANTONIO, TX 78230 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 14.82% |
| TERRY HOOKSTRA3 | 12211 HUEBNER ROAD SAN ANTONIO, TX 78230 | AXIS INSURANCE COMPANY | $11K | — | $11K | 23.23% |
| GLOBAL INFINITI INS. & FINANCIAL3 Filed as: GLOBAL INFINITI INS. & FINANCIAL SE | 1934 UPTON VILLAGE SAN ANTONIO, TX 78260 | AXIS INSURANCE COMPANY | $2K | — | $2K | 5.03% |
| TERRY HOOKSTRA3 Filed as: TERRY HOOKSTRA INSURANCE | 12211 HUEBNER ROAD SAN ANTONIO, TX 78230 | METLIFE LEGAL PLANS, INC. | $4K | — | $4K | 10.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD SUITE 210 SCOTTSDALE, AZ 85255 | AXIS INSURANCE COMPANY | $7K | — | $7K | 55.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,241 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,241 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HUMANA HEALTH PLAN OF TEXAS, INC. | 785 | $9.5M |
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,346 | $2.1M |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,346 | $2.1M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,346 | $2.1M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,346 | $2.1M |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,346 | $2.1M |
| Prescription drug | AXIS INSURANCE COMPANY | 67 | $49K |
| Stop-loss / reinsurancereinsurance | AXIS INSURANCE COMPANY | 77 | $12K |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,346 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,346 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.