| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TERRY HOOKSTRA3 Filed as: TERRY D. HOOKSTRA | 12211 HUEBNER RD SAN ANTONIO, TX 78230 | HUMANA INSURANCE COMPANY | $60K | — | $60K | 3.91% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: PROSPECTIVE RISK MANAGEMENT CORP | 4348 SOUTHPOINT BLVD STE JACKSONVILLE, FL 32216 | HUMANA INSURANCE COMPANY | $31K | $3K | $34K | 2.21% |
| GLOBAL INFINITI INS. & FINANCIAL3 Filed as: GLOBAL INFINITI INS & FINANCIAL | 1934 UPTON VLG SAN ANTONIO, TX 782602410 | HUMANA INSURANCE COMPANY | $15K | — | $15K | 1.01% |
| MYERS, WILLIAM P3 | 4348 SOUTHPOINT BLVD JACKSONVILLE, FL 32216 | HUMANA INSURANCE COMPANY | $5K | — | $5K | 0.33% |
| HOOKSTRA, TERRY D3 | 12211 HUEBNER ROAD SAN ANTONIO, TX 78230 | COMPBENEFITS INSURANCE COMPANY | $5K | — | $5K | 5.96% |
| GLOBAL INFINITI INS. & FINANCIAL3 Filed as: GLOBAL INFINITI INS & FINANCIAL SVC | 1934 UPTON VLG SAN ANTONIO, TX 78260 | COMPBENEFITS INSURANCE COMPANY | $2K | — | $2K | 2.56% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: PROSPECTIVE RISK MANAGEMENT CORP | 4348 SOUTHPOINT BLVD STE JACKSONVILLE, FL 32216 | COMPBENEFITS INSURANCE COMPANY | $1K | — | $1K | 1.43% |
| GLOBAL INFINITI INS. & FINANCIAL3 Filed as: GLOBAL INFINITI INS AND FINANCIAL | 1934 UPTON VLG SAN ANTONIO, TX 78260 | HYATT LEGAL PLANS | $752 | — | $752 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 532 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 532 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 232 | $1.5M |
| Vision | COMPBENEFITS INSURANCE COMPANY | 532 | $90K |
| Other | HYATT LEGAL PLANS | 38 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 532 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.