| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 421 WEST 3RD STREET, SUITE 800 FORT WORTH, TX 76102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27K | $0 | $27K | 15.60% |
| D&I INTERNATIONAL PARTNERS INC3 | 449 EL CAMINO DRIVE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $3K | $7K | 4.10% |
| JUAN JOSE MACIAS3 Filed as: JUAN JOSE MACIAS AND OTHER AGENTS | 457 LAS PALOMAS DRIVE HORIZON CITY, TX 79928 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $340 | $2K | 1.21% |
| EDGAR IVAN MUNOZ LUNA3 | 7313 KIOWA CREEK DRIVE EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $526 | $62 | $588 | 0.34% |
| MANUEL GERARDO ARAIZA3 | 7016 GRANERO DRIVE EL PASO, TX 79913 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $522 | $0 | $522 | 0.30% |
| ELISABETH CHESHIRE CHAVEZ3 | 7386 BRAYS LANDING DRIVE EL PASO, TX 79911 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $442 | $61 | $503 | 0.29% |
| SEAMAN ENTERPRISES INC3 | 924 LAS AVES PLACE EL PASO, TX 79912 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $471 | $0 | $471 | 0.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 143 | $172K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 143 | $172K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 143 | $172K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.