| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TEXAS, INC. | 500 N AKARD ST STE 4300 DALLAS, TX 75201 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $19K | — | $19K | 2.38% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TEXAS, INC. | 500 N AKARD ST STE 4300 DALLAS, TX 75201 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $6K | — | $6K | 10.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON WEST INC | 500 N AKARD ST STE 4300 DALLAS, TX 75201 | STANDARD INSURANCE COMPANY | $4K | $92 | $4K | 21.49% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON WEST INC | 500 N AKARD ST STE 4300 DALLAS, TX 75201 | STANDARD INSURANCE COMPANY | $3K | $74 | $3K | 21.49% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TEXAS, INC. | 500 N AKARD ST STE 4300 DALLAS, TX 75201 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $931 | — | $931 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 106 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 15 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 145 | $818K |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 183 | $59K |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 132 | $9K |
| Short-term disability | STANDARD INSURANCE COMPANY | 40 | $15K |
| Long-term disability | STANDARD INSURANCE COMPANY | 40 | $19K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 145 | $818K |
| Other | UNUM INSURANCE COMPANY | 100 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.