| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GUZZETTA BENEFIT SERVICES3 Filed as: GUZZETTA BENEFIT SERVICES INC | 699 S FRIENDSWOOD DR STE 102 FRIENDSWOOD, TX 77546 | BLUE CROSS BLUE SHIELD OF TEXAS | $70K | $2K | $72K | — |
| GUZZETTA BENEFIT SERVICES3 Filed as: GUZZETTA BENEFIT SERVICES INC | 699 S FRIENDSWOOD DR STE 102 FRIENDSWOOD, TX 77546 | DEARBORN LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| GUZZETTA BENEFIT SERVICES3 | 699 S FRIENDSWOOD DR STE 102 FRIENDSWOOD, TX 77546 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $19K | — | $19K | — |
| ROGER LAPHAM3 | 303 SUGARBERRY CIR HOUSTON, TX 77024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $64 | $1K | — |
| GUZZETTA BENEFIT SERVICES3 Filed as: GUZZETTA BENEFIT SERVICES INC | 699 S FRIENDSWOOD DR FRIENDSWOOD, TX 77546 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $714 | — | $714 | — |
| NANCY LAPHAM3 | 303 SUGARBERRY CIR HOUSTON, TX 77024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $236 | $17 | $253 | — |
| BRUCE D AKERS3 | 2383 CALYPSO LN LEAGUE CITY, TX 77573 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 221 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 370 | $0 |
| Dental | BLUE CROSS BLUE SHIELD OF TEXAS | 370 | $0 |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 180 | $0 |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 221 | $0 |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 221 | $0 |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 221 | $0 |
| Other(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 221 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 370 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.