| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING - MIAMI | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | $152K | $157K | 2.81% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | UNITED HEALTHCARE INSURANCE COMPANY | — | $884 | $884 | 0.02% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $90 | $23K | 9.25% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 2.30% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.41% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICE INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $33K | $1K | $34K | 15.51% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DRIVE MIAMI, FL 33131 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $7K | — | $7K | 3.33% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICE INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $21K | $1K | $22K | 10.68% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $16K | $702 | $16K | 15.67% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | ALLSTATE BENEFITS | $11K | $1K | $12K | 25.35% |
| US BENTEC WORKPLACE SOLUTIONS3 | 99 WOOD AVENUE SOUTH SUITE 501 ISELIN, NJ 08830 | ALLSTATE BENEFITS | $455 | — | $455 | 0.95% |
| GATEWAY INSURANCE SVCS LLC3 Filed as: GATEWAY INSURANCE AGENCY | PO BOX 5648 FT LAUDERDALE, FL 33310 | ALLSTATE BENEFITS | $147 | — | $147 | 0.31% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICE INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $239 | $4K | 10.70% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $2K | $558 | $3K | 11.54% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AMERICAN HERITAGE LIFE INSURANCE COMPANY (ALLSTATE) | $3K | — | $3K | 12.58% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $53 | $1K | 15.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 510 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 520 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,108 | $5.8M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,100 | $274K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 1,108 | $5.6M |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 499 | $311K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 499 | $217K |
| Prescription drug(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,108 | $5.8M |
| Other(4 contracts, 3 carriers) | ALLSTATE BENEFITS | 499 | $113K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.