| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING - MIAMI | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | $111K | $115K | 2.41% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DRIVE MIAMI, FL 33131 | UNION SECURITY INSURANCE COMPANY | $8K | — | $8K | 2.72% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICE INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $20K | $1K | $21K | 10.54% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DRIVE MIAMI, FL 33131 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $1K | — | $1K | 0.91% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICE INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $24K | $852 | $25K | 15.54% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14K | $390 | $15K | 15.37% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | ALLSTATE BENEFITS | $19K | $1K | $21K | 59.20% |
| BENEFITS TECHNOLOGIES LLC3 | 1200 E TAFT AVENUE SAPULPA, OK 74066 | ALLSTATE BENEFITS | $546 | — | $546 | 1.57% |
| GATEWAY INSURANCE SVCS LLC3 Filed as: GATEWAY INSURANCE AGENCY | PO BOX 5648 FT LAUDERDALE, FL 33310 | ALLSTATE BENEFITS | $164 | — | $164 | 0.47% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICE INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $182 | $4K | 10.53% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AMERICAN HERITAGE LIFE INSURANCE COMPANY (ALLSTATE) | $2K | — | $2K | 12.38% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $969 | $28 | $997 | 15.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 545 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 552 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,183 | $4.9M |
| Dental | UNION SECURITY INSURANCE COMPANY | 435 | $289K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 1,183 | $4.8M |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 545 | $295K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 545 | $159K |
| Prescription drug(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,183 | $4.9M |
| Other(4 contracts, 3 carriers) | ALLSTATE BENEFITS | 545 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.