| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S BOULDER SUITE 300 TULSA, OK 74119 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $0 | $8K | $8K | 0.69% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LYNDON B JOHNSON FWY SUITE 1940 DALLAS, TX 752406251 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $13 | $13 | 0.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 5.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FWY STE 1940 DALLAS, TN 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $8K | $8K | 3.17% |
| FLEXPLAN ADMINISTRATORS, INC.3 | 6314 E 15TH STREET TULSA, OK 74112 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $43K | $0 | $43K | 18.72% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 5.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FWY STE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $8K | $8K | 3.60% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FWY STE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 5.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $5K | $5K | 4.90% |
| FLEXPLAN ADMINISTRATORS, INC.3 Filed as: FLEXPLAN ADMIN | 6314 E 15TH STREET TULSA, OH 74112 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | $0 | $7K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 707 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 721 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 1,604 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,513 | $540K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 1,409 | $68K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 841 | $349K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 838 | $208K |
| Other(5 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,276 | $641K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,604 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.