| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S BOULDER SUITE 300 TULSA, OK 74119 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $0 | $32K | $32K | 1.86% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LYNDON B JOHNSON FWY SUITE 1940 DALLAS, TX 752406251 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $35 | $35 | 0.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17K | $0 | $17K | 5.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 N ROBINSON AVE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $15K | $15K | 4.51% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17K | $0 | $17K | 5.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 ROBINSON AVE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $15K | $15K | 4.51% |
| FLEXPLAN ADMINISTRATORS, INC.3 | 6314 E 15TH STREET TULSA, OK 74105 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $55K | $0 | $55K | 23.73% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $0 | $9K | 5.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 N ROBINSON AVE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $9K | $9K | 4.75% |
| FLEXPLAN ADMINISTRATORS, INC.3 Filed as: FLEXPLAN ADMIN | 6314 E 15TH STREET TULSA, OH 74112 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | $0 | $7K | 14.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,355 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 56 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,411 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 2,071 | $1.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,167 | $764K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 1,842 | $98K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,355 | $526K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,352 | $333K |
| Other(5 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,355 | $820K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,071 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.