| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S BOULDER SUITE 300 TULSA, OH 741193222 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $0 | $4 | $4 | 0.00% |
| GATEWAY FIRST BANK4 | 244 GATEWAY PLACE JENKS, OK 740373448 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $0 | $2 | $2 | 0.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LYNDON B JOHNSON FWY SUITE 750 DALLAS, TX 752406260 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $13 | $13 | 0.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S BOULDER AVE SUITE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $15K | $15K | 6.20% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 N ROBINSON AVE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 5.00% |
| FLEXPLAN ADMINISTRATORS, INC.3 | 1135 E. 33RD PLACE TULSA, OK 74105 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42K | $0 | $42K | 29.61% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S BOULDER AVE SUITE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $7K | $7K | 6.12% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 ROBINSON AVE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 5.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 S BOULDER AVE SUITE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $7K | $7K | 5.82% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 N ROBINSON AVE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 5.00% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 BOULDER AVE SUITE 300 TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $4K | $4K | 6.46% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 N ROBINSON AVE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,323 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,325 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 2,014 | $965K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,802 | $581K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 806 | $104K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,225 | $313K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 284 | $121K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,225 | $121K |
| Other(5 contracts, 4 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,323 | $475K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,014 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.