| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PARKWAY SUITE 200 OKLAHOMA CITY, OK 73142 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $46K | $46K | 1.25% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP | 3350 RIVERWAY PWKY SUITE 80 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $387K | $0 | $387K | 18.80% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS INC. | 2977 SIDCO DR NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 0.37% |
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOATES LLC | 4801 GAILLARDIA PARKWAY SUITE 200 OKLAHOMA CITY, OK 73142 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $75K | $9K | $85K | 11.25% |
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOCATES | 4801 GAILLARDIA PKWY SUITE 200 OKLAHOMA CITY, OK 731421866 | VISION SERVICE PLAN | $34K | $0 | $34K | 5.84% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GRP INC. | 3350 RIVERWOOD PARKWAY SUITE 80 ATLANTA, GA 30339 | UNUM INSURANCE COMPANY | $113K | $15K | $128K | 28.95% |
| HAROLD PINSON4 | 14591 COUNTY ROAD 3588 ADA, OK 74820 | PRE-PAID LEGAL SERVICES INC. DBA LEGAL SHIELD | $15K | $0 | $15K | 9.06% |
| BETH BELL4 | 2124 E SURREY LN ADA, OK 74820 | PRE-PAID LEGAL SERVICES INC. DBA LEGAL SHIELD | $10K | $0 | $10K | 6.15% |
| HARDIN TRUST4 | 1616 NORWOOD PLACE NICHOLS HILLS, OK 73120 | PRE-PAID LEGAL SERVICES INC. DBA LEGAL SHIELD | $10K | $0 | $10K | 5.66% |
| MARILYN M THOMPSON FAMILY TRUST4 | 6218 STONEHILL DR DALLAS, TX 75254 | PRE-PAID LEGAL SERVICES INC. DBA LEGAL SHIELD | $620 | $0 | $620 | 0.37% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP INC. | 3350 RIVERWOOD PARKWAY SUITE 80 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $27K | $4K | $31K | 35.68% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS INC. | 2977 SIDCO DR NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | -$5K | -$627 | -$5K | -6.14% |
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PARKWAY SUITE 200 OKLAHOMA CITY, OK 731421866 | VISION SERVICE PLAN | $3K | $0 | $3K | 525.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,196 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,207 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 4,205 | $2.2M |
| Vision(2 contracts) | VISION SERVICE PLAN | 3,497 | $582K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6,260 | $4.4M |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 174 | $87K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6,260 | $3.7M |
| Other(5 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6,260 | $7.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.