| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOCATES | 4801 GAILLARDIA PARKWAY SUITE 200 OKLAHOMA CITY, OH 73142 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $139K | $0 | $139K | 6.11% |
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PARKWAY OKLAHOMA CITY, OK 73142 | DELTA DENTAL | $13K | $0 | $13K | 1.00% |
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOATES LLC | 4801 GAILLARDIA PARKWAY SUITE 200 OKLAHOMA CITY, OK 73142 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $68K | $0 | $68K | 10.00% |
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOCATES | 4801 GAILLARDIA PKWY SUITE 200 OKLAHOMA CITY, OK 731421866 | VISION SERVICE PLAN | $37K | $0 | $37K | 6.82% |
| HAROLD PINSON4 | 14591 COUNTY ROAD 3588 ADA, OK 74820 | PRE-PAID LEGAL SERVICES INC. DBA LEGAL SHIELD | $12K | $0 | $12K | 6.51% |
| BETH BELL4 | 8137 E 1225 WETUMKA, OK 74883 | PRE-PAID LEGAL SERVICES INC. DBA LEGAL SHIELD | $9K | $0 | $9K | 5.16% |
| HARDIN TRUST4 | 1616 NORWOOD PLACE NICHOLS HILLS, OK 73120 | PRE-PAID LEGAL SERVICES INC. DBA LEGAL SHIELD | $9K | $0 | $9K | 4.75% |
| MARILYN M THOMPSON FAMILY TRUST4 | 6218 STONEHILL DR DALLAS, TX 75254 | PRE-PAID LEGAL SERVICES INC. DBA LEGAL SHIELD | $814 | $0 | $814 | 0.45% |
| GROUP AGENCY MANAGEMENT INC.4 | PO BOX 113 VINTON, VA 24179 | PRE-PAID LEGAL SERVICES INC. DBA LEGAL SHIELD | $23 | $0 | $23 | 0.01% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS INC. | 2977 SIDCO DR NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | $2K | $17K | 17.00% |
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PARKWAY SUITE 200 OKLAHOMA CITY, OK 731421866 | VISION SERVICE PLAN | $64 | $0 | $64 | 5.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,847 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 40 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,887 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 2,455 | $1.3M |
| Vision(2 contracts) | VISION SERVICE PLAN | 3,371 | $550K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 5,847 | $4.2M |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 194 | $99K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 5,847 | $3.6M |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 5,847 | $6.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,847 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.