| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EAST TEXAS BUSINESS SOLUTIONS LLC3 | 641 COUNTY ROAD 2311 MINEOLA, TX 75773 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35K | $95K | $130K | 6.69% |
| EMPLOYEE BENEFIT SPECIALISTS3 | 169 A LAMEUSE STREET BILOXI, MS 39350 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120K | $0 | $120K | 6.20% |
| J E YORK & ASSOC INC3 Filed as: JE YORK & ASSOCIATES INC. | 730 E MAIN ADA, OK 74820 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $116K | $0 | $116K | 5.99% |
| CHRISTI MAE WOODARD3 | 5405 SUDBURY LN OKLAHOMA CITY, OK 73135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34K | $9K | $43K | 2.21% |
| GARY FANCHER INSURANCE PLLC3 Filed as: GARY FANCHER INSURANCE LLC | 1918 COOPER DRIVE IRVING, TX 75061 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27K | $8K | $35K | 1.79% |
| GARY FANCHER INSURANCE PLLC3 Filed as: GARY A FANCHER | 1918 COOPER DRIVE IRVING, TX 75061 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19K | $9K | $27K | 1.39% |
| BRANDI TICE3 | 506 N CHICKASAW PAULS VALLEY, OK 73075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13K | $2K | $15K | 0.75% |
| STEVEN WELTON GREGORY3 | 614 CAMELLIA POINTE BLVD OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | $971 | $12K | 0.60% |
| DAWNA WILLIAMS3 | 3024 SW 130TH STREET OKLAHOMA CITY, OK 73170 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $9K | $11K | 0.58% |
| CODY FREEMAN3 | 2228 SHADOWLAKE DR OKLAHOMA CITY, OK 73159 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $8K | $11K | 0.55% |
| BARBARA ANN BASTON3 | 5401 MANSEL LANE FT WORTH, TX 76134 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $1K | $10K | 0.54% |
| KATHY DARLENE HOUSTON EVANS3 | 912 W BROADWAY AVE ELK CITY, OK 73644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $2K | $10K | 0.50% |
| SAMUEL A MCFALL3 | 609 NORTH BROADWAY WICHITA, KS 67214 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $2K | $9K | 0.48% |
| EDNEY ENTERPRISES LLC3 | 22873 COUNTY ROAD 3107 GLADE WATER, TX 75647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $2K | $9K | 0.46% |
| GLYNDA C FRY-STEWART3 | 12060 84TH STREET LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $1K | $8K | 0.43% |
| LORINDA LEA SEEGER3 | 413 NW 143RD STREET EDMOND, OK 73013 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $2K | $7K | 0.38% |
| RODNEY G STORCK3 | 609 NORTH BROADWAY WICHITA, KS 67214 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $1K | $7K | 0.36% |
| FRANCISCO X CABRERA3 | PO BOX 1871 FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $448 | $7K | 0.36% |
| STEVEN BOWLING3 Filed as: STEVEN DOUGLAS HUGHES | 1100 SOUTH WALL AVE TYLER, TX 75701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $1K | $7K | 0.34% |
| ERIC BROGAN3 Filed as: ERIC L MILLER | 4505 W PIONEER DRIVE IRVING, TX 75061 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $1K | $6K | 0.32% |
| DIEGO DE MOYA3 | 1732 VALLEY VIEW LN. APT 2102 IRVING, TX 75061 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $969 | $6K | 0.31% |
| TRENT MARTIN BRYANT3 Filed as: TRENT MARTIN BRYANY | 7112 RAGGIO LANE BILOXI, MS 39532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $0 | $6K | 0.31% |
| CAROL M PASTERNAK-RIFFE3 | 247 GRAHAM DRIVE FORNEY, TX 75126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $693 | $6K | 0.28% |
| JON STAFFORD3 | 945 NW 30TH CT MOORE, OK 73160 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $1K | $5K | 0.28% |
| MARILYN K EMBERSON3 | 7220 N HAMMOND AVENUE OKLAHOMA CITY, OK 73132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $616 | $5K | 0.26% |
| DESTIN GREEN3 | 203 OAKWOOD DR HENRYETTA, OK 74437 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $1K | $3K | 0.14% |
| TRIFLEX CORPORATION3 | 4023 N O'CONNOR RD IRVING, TX 75062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $424 | $3K | 0.13% |
| BENJAMIN AUSTIN3 | 9523 COVE CIRCLE SHREVEPORT, LA 71118 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $153 | $2K | 0.13% |
| COLONIAL OF NORTH TEXAS INSURANCE3 | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $1K | $2K | 0.11% |
| TERRY SPERLE3 Filed as: TERRY L SPERLE | 1211 NORTH GLENN ENGLISH STREET CORDELL, OK 73632 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $722 | $2K | 0.10% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DR THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $265 | $2K | 0.09% |
| SOFIA ASHLEY SIMCOX3 | 1049 CLOVERDALE LN DESOTO, TX 75115 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $6 | $2K | 0.08% |
| MARCY A SCOTT3 Filed as: MARCY ALEXIS SCOTT | 13805 E DEERCREEK RD NEWALLA, OK 74857 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 0.06% |
| KATHY A WIEDEMANN3 Filed as: KATHY HENRY | 917 S ZELTA CT WICHITA, KS 67207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 0.06% |
| SALLY ELIZABETH PARKER3 | 309 WINDMILL DRIVE LAVON, TX 75166 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $108 | $1K | 0.06% |
| KATRINA G SPERLE3 Filed as: KATRINA SPERLE | 11827 N 2230 RD CORDEL, OK 73632 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 0.06% |
| VIRGINIA A HAFFENER3 | 4573 COUNTY ROAD 2630 COFFEYVILLE, KS 67337 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $57 | $1K | 0.06% |
| BRIDGET ZUNIGA3 | 14608 W 62ND STREET SHAWNEE, KS 66216 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $878 | $67 | $945 | 0.05% |
| SHANNON MARIE BALDWIN3 | 10222 E 114TH STREET S BOXBY, OK 74008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $842 | $93 | $935 | 0.05% |
| DERRICK DANIEL GREEN3 | 203 OAKWOOD DR HENRYETTA, OK 74437 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $207 | $705 | $912 | 0.05% |
| DALE T BUTLER3 | 15234 REEDS STREET OVERLAND PARK, KS 66223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $851 | $46 | $897 | 0.05% |
| JENNIFER GRIGGS3 Filed as: JENNIFER HUNTER | 101 JULIE LANE BRINKLEY, AR 72021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $650 | $122 | $772 | 0.04% |
| WILLIAM L COEN JR3 Filed as: WILLIAM L COEN JR. | 9811 W CORNELISON STREET WICHITA, KS 67212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $760 | $0 | $760 | 0.04% |
| KELLY W PUGH3 | 7367 S 286TH EAST AVE BROKEN ARROW, OK 74014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $686 | $61 | $747 | 0.04% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS INC. | 2977 SIDCO DR NASHVILLE, TN 37204 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $633 | $0 | $633 | 0.03% |
| GARY NICKEL3 | 711 E CLOUD ANDOVER, KS 67002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $632 | $0 | $632 | 0.03% |
| LAUREL JEAN HUPP3 | 10706 W 128TH CT. OVERLAND PARK, KS 66213 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $277 | $254 | $531 | 0.03% |
| BURKE WAYNE COVEY3 | PO BOX 407 ARAPAHO, OK 73620 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | $445 | $530 | 0.03% |
| BECKY CUCULLU-DAME3 | 8750 W SIMPSON RD EDMOND, OK 73025 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $347 | $0 | $347 | 0.02% |
| 3B VENTURE GROUP INC3 Filed as: 3B VENTURE GROUP | 1200 MARSHALL STREET SHREVEPORT, LA 71101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $113 | $103 | $216 | 0.01% |
| MARK SQUIRE3 | 325 ABERNATHY CIRCLE SE PALM BAY, FL 32909 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $80 | $133 | $213 | 0.01% |
| TBX EMPLOYEE BENEFITS LLC3 | 1201 ELM STREET, SUITE 4250 DALLAS, TX 75270 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $212 | $0 | $212 | 0.01% |
| RON BOWLING3 | 8575 W 110TH STREET OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $123 | $78 | $201 | 0.01% |
| ADAM EDWARD YORK3 | 730 EAST MAIN STREET ADA, OK 74820 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $199 | $0 | $199 | 0.01% |
| TRACI THOMAS3 | 425 S FRETZ AVE EDMOND, OK 73003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $152 | $38 | $190 | 0.01% |
| DAWN UPAH3 | 5211 W 156TH STREET OVERLAND PARK, KS 66224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $112 | $11 | $123 | 0.01% |
| LORI VONDENSTEIN MENARD3 | 831 KINGS HWY SHREVEPORT, LA 71104 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $113 | $0 | $113 | 0.01% |
| GILES CONSULTING GROUP INC3 Filed as: GILES CONSULTING GROUP INC. | 2210 LINE AVE, SUITE 104 SHREVEPORT, LA 71104 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $80 | $26 | $106 | 0.01% |
| CAROL A BAKER3 | 2318 PROMONTORY POINT PLANO, TX 75075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | $20 | $98 | 0.01% |
| CHRISTY LEIGH GERMANY3 | 2116 RUSHING SPRINGS TRAIL EDMOND, OK 73016 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | $0 | $74 | 0.00% |
| SANDRA DRIVER3 | 1703 TAMARACK DRIVE WYLIE, TX 75098 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | $10 | $61 | 0.00% |
| ROBERT W ALLEN3 | 39 SUNCREST DR. CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | $20 | $58 | 0.00% |
| STEVEN WILSON3 | 210 W EDMOND RD EDMOND, OK 73003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | $25 | $47 | 0.00% |
| INSURICA, INC.3 Filed as: INSURICA INC. | PO BOX 25928 OKLAHOMA CITY, OK 73125 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | $0 | $47 | 0.00% |
| GINGER MULLINS & COMPANY INC3 Filed as: GINGER MULLINS & COMPANY INC. | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | $6 | $44 | 0.00% |
| DIANA GILLESPIE3 | 3706 FORGE DR. STOW, OH 44224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30 | $9 | $39 | 0.00% |
| CAPSTONE BENEFIT SOLUTIONS LLC3 | 901 LAKESIDE CIRCLE LEWISVILLE, TX 75057 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $0 | $16 | 0.00% |
| VINCENT OLIVER JOHNSON3 | 426 WABASHA STREET S SAINT PAUL, MN 55107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $0 | $9 | 0.00% |
| VIRGINIA LEDER-CLARK3 | 5213 MARSHALL CREEK FLOWER MOUND, TX 75028 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $3 | $9 | 0.00% |
| BATES INSURANCE GROUP LLC3 | 519 N 1ST PONCA CITY, OK 74601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $0 | $7 | 0.00% |
| AHRENS BENEFITS COMMUNICATIONS INC3 Filed as: AHRENS BENEFITS COMMUNICATIONS INC. | 4911 HOLLY TREE DR DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| KANSAS BENEFIT COUNSELORS LLC3 | 5211 W 156TH STREET OVERLAND PARK, KS 66224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| DAVID EVANS3 | 2711 YORK CT SOUTHLAKE, TX 76092 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| TONY HALL3 | PO BOX 3397 CEDAR HILL, TX 75106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| RICHEY HEALTH BENEFITS LLC3 | PO BOX 454 VALLEY CENTER, KS 67147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| DAWN RENEE MORGAN3 | 6413 DUNMOOR DR. PLANO, TX 75093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 85638 SAN DIEGO, CA 92186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| ROY MARK OWENS3 | 6526 E 39TH CT N WICHITA, KS 67226 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| MICHELLE E. MARTIN3 Filed as: MICHELLE E MARTIN | 5717 HEADQUARTERS DRIVE PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| EMPLOYEE BENEFIT SPECIALISTS3 Filed as: EMPLOYEE BENEFIT SPECIALISTS PA | 169A LAMEUSE ST BILOXI, MS 395303810 | AMERITAS LIFE INSURANCE CORP. | $164K | $0 | $164K | 15.00% |
| EMPLOYER ADVOCATES LLC3 | 100 PARK AVE., SUITE 700 OKLAHOMA CITY, OK 73130 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $52K | $0 | $52K | 10.00% |
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOCATES | 100 PARK AVENUE, SUITE 700 OKLAHOMA CITY, OK 73102 | VISION SERVICE PLAN | $30K | $0 | $30K | 7.06% |
| EMPLOYER ADVOCATES LLC3 | 100 PARK AVE., STE. 700 OKLAHOMA CITY, OK 731028008 | VISION SERVICE PLAN | $70 | $0 | $70 | 7.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,678 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 33 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,711 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP. | 5,086 | $1.1M |
| Vision(2 contracts) | VISION SERVICE PLAN | 3,547 | $425K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6,678 | $3.3M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6,678 | $2.8M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 6,678 | $5.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,678 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.