| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RESOURCE ONE ADMINISTRATORS3 Filed as: RESOURCE ONE ADMIN | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $74K | $74K | 26.26% |
| PAYOR COMPASS3 | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $33K | $33K | 11.71% |
| SUMMIT BENEFITS3 Filed as: SUMMIT | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $23K | $23K | 8.36% |
| ROA3 | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $12K | $12K | 4.18% |
| RESOURCE ONE ADMINISTRATORS3 Filed as: RESOURCE ONE | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $10K | $10K | 3.71% |
| MEDCAREONE3 | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $8K | $8K | 2.85% |
| SUMMIT BENEFITS3 Filed as: SUMMIT | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $6K | $6K | 2.28% |
| COBRAONE3 | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $5K | $5K | 1.71% |
| RESOURCE ONE ADMINISTRATORS3 Filed as: RESOURCE ONE | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $180 | $180 | 0.06% |
| BARRY W TIMS INC3 | PO BOX 54022 TULSA, OK 74155 | UNION SECURITY INSURANCE COMPANY | $11K | — | $11K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 274 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 274 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FEDERAL INSURANCE | 274 | $281K |
| Dental | UNION SECURITY INSURANCE COMPANY | 198 | $107K |
| Stop-loss / reinsurancereinsurance | FEDERAL INSURANCE | 274 | $281K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 274 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.