| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RESOURCEONE ADMINISTRATORS5 Filed as: RESOURCEONE ADMIN | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $55K | $55K | 27.77% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $20K | $20K | 10.30% |
| PAYOR COMPASS5 | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $17K | $17K | 8.62% |
| RESOURCEONE ADMINISTRATORS5 Filed as: RESOURCEONE ADMIN | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $13K | $13K | 6.78% |
| RESOURCEONE ADMINISTRATORS5 Filed as: RESOURCEONE | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $13K | $13K | 6.58% |
| ROA5 | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $10K | $10K | 5.15% |
| MEDCAREONE5 | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $7K | $7K | 3.47% |
| CLEAR HEALTH5 | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $6K | $6K | 3.27% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $5K | $5K | 2.78% |
| COBRAONE5 | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $4K | $4K | 2.08% |
| RESOURCEONE ADMINISTRATORS5 Filed as: RESOURCEONE | 1350 S BOULDER TULSA, OK 74119 | FEDERAL INSURANCE | — | $118 | $118 | 0.06% |
| BARRY W TIMS INC3 | PO BOX 54022 TULSA, OK 74155 | UNION SECURITY INSURANCE COMPANY | $9K | — | $9K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 216 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FEDERAL INSURANCE | 216 | $197K |
| Dental | UNION SECURITY INSURANCE COMPANY | 157 | $86K |
| Stop-loss / reinsurancereinsurance | FEDERAL INSURANCE | 216 | $197K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 216 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.