| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE, STE 1900 TULSA, OK 74136 | BLUECROSS BLUESHIELD OF OKLAHOMA | $235K | $11K | $245K | 3.29% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LIMITEDOK | 6100 S YALE AVE, STE 1900 TULSA, OK 74136 | BLUECROSS BLUESHIELD OF OKLAHOMA | — | $10K | $10K | 0.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVENUE, STE 1900 TULSA, OK 74136 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $115K | — | $115K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVENUE, SUITE 1900 TULSA, OK 74136 | BLUECROSS BLUESHIELD OF OKLAHOMA | $16K | $11K | $27K | 4.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LIMITEDOK | 6100 S. YALE AVENUE, SUITE 1900 TULSA, OK 74136 | BLUECROSS BLUESHIELD OF OKLAHOMA | — | $10K | $10K | 1.54% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVE., STE 1900 TULSA, OK 74136 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $77K | — | $77K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVE., STE 1900 TULSA, OK 74136 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $36K | — | $36K | 15.00% |
| BENEFIT RESOURCES, INC.3 | 4775 E 91ST STREET, SUITE 100 TULSA, OK 74137 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $39K | — | $39K | 20.32% |
| BENEFIT RESOURCES, INC.3 | 4775 E 91ST ST, SUITE 100 TULSA, OK 74137 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $41K | — | $41K | 22.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE, STE 1900 TULSA, OK 741361903 | VISION SERVICE PLAN | $2K | — | $2K | 1.57% |
| DANIEL FAIRCHILD3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | AFLAC | $9K | — | $9K | 9.85% |
| VARIOUS - SEE ATTACHED3 Filed as: VARIOUS AFLAC AGENTS | VARIOUS TULSA, OK 74137 | AFLAC | $3K | — | $3K | 3.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE., STE 1900 TULSA, OK 74136 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,295 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,295 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF OKLAHOMA | 2,535 | $7.6M |
| Dental | BLUECROSS BLUESHIELD OF OKLAHOMA | 2,429 | $642K |
| Vision | VISION SERVICE PLAN | 1,272 | $105K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,295 | $769K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,038 | $511K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,319 | $243K |
| Other(3 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 1,295 | $319K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,535 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.