| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE, STE 1900 TULSA, OK 74136 | BLUECROSS BLUESHIELD OF OKLAHOMA | $174K | — | $174K | 2.66% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 6100 S YALE AVE STE 1900 TULSA, OK 74136 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $93K | $13K | $106K | 17.09% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVENUE, SUITE 1900 TULSA, OK 74136 | BLUECROSS BLUESHIELD OF OKLAHOMA | $15K | — | $15K | 2.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 6100 S YALE AVE STE 1900 TULSA, OK 74136 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $55K | $9K | $64K | 17.32% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 6100 S YALE AVE SUITE 1900 TULSA, OK 74136 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $24K | $4K | $27K | 17.27% |
| BENEFIT RESOURCES, INC.3 | 4775 E 91ST ST, SUITE 100 TULSA, OK 74137 | AMERICAN HERITAGE LIFE INSURANCE | $33K | — | $33K | 21.47% |
| BENEFIT RESOURCES, INC.3 | 4775 E 91ST STREET, SUITE 100 TULSA, OK 74137 | AMERICAN HERITAGE LIFE INSURANCE | $28K | — | $28K | 19.56% |
| DANIEL FAIRCHILD3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | AFLAC | $10K | — | $10K | 9.85% |
| VARIOUS - SEE ATTACHED3 Filed as: VARIOUS AFLAC AGENTS | VARIOUS TULSA, OK 74137 | AFLAC | $3K | — | $3K | 3.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE, STE 1900 TULSA, OK 741361903 | VISION SERVICE PLAN | $1K | — | $1K | 1.44% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 6100 S YALE AVE STE 1900 TULSA, OK 74136 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $800 | $6K | 17.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,090 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,090 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF OKLAHOMA | 2,349 | $6.7M |
| Dental | BLUECROSS BLUESHIELD OF OKLAHOMA | 2,136 | $607K |
| Vision | VISION SERVICE PLAN | 1,053 | $104K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,090 | $619K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 891 | $368K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,090 | $157K |
| Other(3 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE | 891 | $282K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,349 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.