| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT PLAN STRATEGIES3 Filed as: BENEFIT PLAN STRATEGIES, LLC. | 5314 SOUTH YALE, SUITE 601 TULSA, OK 74135 | COMMUNITYCARE HMO | $35K | $0 | $35K | 3.65% |
| BENEFIT PLAN STRATEGIES3 | 5314 SOUTH YALE AVENUE, SUITE 601 TULSA, OK 74135 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $24K | $6K | $31K | 10.45% |
| BENEFIT PLAN STRATEGIES3 | 5314 SOUTH YALE, SUITE 601 TULSA, OK 74135 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | $4K | $19K | 6.42% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DRIVE, SUITE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $7K | $7K | 2.45% |
| ADDISON RAY STEWART3 | 5590 HUNTERS GAP GUTHRIE, OK 73044 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | $0 | $8K | 24.70% |
| BENEFIT PLAN STRATEGIES3 Filed as: BENEFIT PLAN STRATEGIES, LLC. | 5314 SOUTH YALE, SUITE 601 TULSA, OK 74135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $748 | $0 | $748 | 2.45% |
| JOHN N KARR3 Filed as: JOHN N. KARR | 14001 SOUTH 18TH STREET BIXBY, OK 74008 | CONTINENTAL AMERICAN INSURANCE COMPANY | $740 | $0 | $740 | 2.42% |
| MAGGIE KAY STEWART | 2524 NORTH BROADWAY SUITE 9 EDMOND, OK 73034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $315 | $0 | $315 | 1.03% |
| SHANNON NOEL WILKINSON3 | 8117 SOUTH 70TH EAST PLACE TULSA, OK 74133 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | $0 | $56 | 0.18% |
| BENEFIT PLAN STRATEGIES3 | 5314 SOUTH YALE, SUITE 601 TULSA, OK 74135 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 25.02% |
| BENEFIT ADVISORS NETWORK LLC3 Filed as: BENEFIT ADVISORS NETWORK | 3700 PARK EAST DRIVE SUITE 350 BEACHWOOD, OH 44122 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $115 | $115 | 1.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITYCARE HMO | 144 | $967K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 188 | $293K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 188 | $293K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 188 | $293K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 188 | $293K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 188 | $293K |
| Prescription drug | COMMUNITYCARE HMO | 144 | $967K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 188 | $333K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.