| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCOTT MCCOY INSURANCE AGENCY INC3 Filed as: SCOTT MCCOY INSURANCE AGENCY | 1300 S MAIN STREET TULSA, OK 74119 | TRUSTMARK LIFE INSURANCE COMPANY | $14K | — | $14K | 8.65% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 2850 GOLF RD STE 1000 ROLLING MEADOWS, IL 60008 | TRUSTMARK LIFE INSURANCE COMPANY | $11K | — | $11K | 6.35% |
| SCOTT MCCOY INSURANCE AGENCY INC3 Filed as: SCOTT MCCOY INSURANCE AGENCY, INC | 7030 S YALE SUITE 109 TULSA, OK 74136 | AETNA LIFE INSURANCE CO | $3K | — | $3K | 8.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 7030 S YALE SUITE 109 TULSA, OK 74136 | AETNA LIFE INSURANCE CO | $340 | — | $340 | 0.87% |
| SCOTT MCCOY INSURANCE AGENCY INC3 Filed as: SCOTT MCCOY INSURANCE AGENCY, INC | 1300 S MAIN STREET TULSA, OK 74119 | AETNA LIFE INSURANCE CO | $334 | — | $334 | 0.86% |
| BRENDA FREEMAN3 Filed as: BRENDA J FREEMAN | 7051 JOHNSTON ROAD OKMULGEE, OK 74447 | AFLAC | $4K | $70 | $4K | 23.71% |
| MICHAEL ARTHUR KIRK3 Filed as: MICHAEL KIRK | 9726 E 42ND ST STE 201 TULSA, OK 74146 | AFLAC | $1K | $14 | $1K | 5.83% |
| TRAVIS HURT3 | 18446 S 154TH EAST AVE BIXBY, OK 74008 | AFLAC | $663 | $14 | $677 | 3.62% |
| JENNIFER MAY MORGAN3 Filed as: JENNIFER MORGAN | 18178 VALLEY VIEW FORNEY, TX 75126 | AFLAC | $35 | $65 | $100 | 0.53% |
| KELLY A JONES3 Filed as: KELLY JONES | 3114 DEBBIE LN BARTLESVILLE, OK 74006 | AFLAC | $42 | — | $42 | 0.22% |
| AIMEE BRANDON3 | 4025 WOODLAND PARK BLVD STE 180 ARLINGTON, TX 76013 | AFLAC | $18 | $13 | $31 | 0.17% |
| ANGELIQUE N LILES3 Filed as: ANGELIQUE LILES | 4025 WOODLAND PARK BLVD STE 180 ARLINGTON, TX 76013 | AFLAC | $9 | $13 | $22 | 0.12% |
| LARRY D DENNY3 Filed as: LARRY DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $19 | — | $19 | 0.10% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $13 | — | $13 | 0.07% |
| DARREN WARREN3 | 13504 N 2320 RD GOTEBO, OK 73041 | AFLAC | $10 | — | $10 | 0.05% |
| TIMOTHY W WORTHY JR3 Filed as: TIMOTHY WORTHY | 2929 W MAIN STREET DURANT, OK 74701 | AFLAC | $9 | — | $9 | 0.05% |
| TIMOTHY W WORTHY JR3 Filed as: TIMOTHY WORTHY JR | 2929 W MAIN STREET DURANT, OK 74701 | AFLAC | $7 | — | $7 | 0.04% |
| JOHN ROBERT DE LARIOS3 Filed as: JOHN DE LARIOS | 119 TAMAROCK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $5 | — | $5 | 0.03% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LANE EDMOND, OK 73034 | AFLAC | $2 | — | $2 | 0.01% |
| PAUL B BROUCHOUD3 Filed as: PAUL BROUCHOUD | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $2 | — | $2 | 0.01% |
| SHANE M OWEN3 Filed as: SHANE OWEN | 3000 UNITED FOUNDERS BLVD STE 248 OKLAHOMA CITY, OK 73112 | AFLAC | $1 | — | $1 | 0.01% |
| EDWARD A HALL JR3 Filed as: EDWARD HALL JR | 15 VILLAGE PARK DR NEWNAN, GA 30265 | AFLAC | $1 | — | $1 | 0.01% |
| JARRELL K PRENTICE3 Filed as: JARRELL PRENTICE | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $1 | — | $1 | 0.01% |
| SCOTT MCCOY INSURANCE AGENCY INC3 Filed as: SCOTT MCCOY INSURANCE AGENCY, INC. | 1300 S MAIN STREET TULSA, OK 74119 | VISION SERVICE PLAN | $702 | — | $702 | 6.45% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 615 E BRITTON ROAD OKLAHOMA CITY, OK 73114 | VISION SERVICE PLAN | $80 | — | $80 | 0.73% |
| MATT MCCOY3 | 3520 W HOUSTON ST BROKEN ARROW, OK 74012 | STATE FARM LIFE INSURANCE COMPANY | $448 | — | $448 | 4.30% |
| SCOTT MCCOY INSURANCE AGENCY INC3 | 1300 S MAIN STREET TULSA, OK 74119 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 12.61% |
| SCOTT MCCOY INSURANCE AGENCY INC3 | 1300 S MAIN STREET TULSA, OK 74119 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 15.25% |
| SCOTT MCCOY INSURANCE AGENCY INC3 | 7030 S YALE AVE TULSA, OK 74136 | METROPOLITAN LIFE INSURANCE COMPANY | $793 | $12 | $805 | 12.58% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 7030 S YALE AVE STE 109 TULSA, OK 74136 | METROPOLITAN LIFE INSURANCE COMPANY | $168 | — | $168 | 2.62% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2 PIERCE PL FL 14 ITASCA, IL 60143 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17 | $17 | 0.27% |
| SCOTT MCCOY INSURANCE AGENCY INC3 | 1300 S MAIN ST. TULSA, OK 74119 | DEARBORN NATIONAL LIFE INSURANCE CO | $232 | — | $232 | 10.00% |
| SCOTT MCCOY INSURANCE AGENCY INC3 | 1300 S MAIN STREET TULSA, OK 74119 | DEARBORN NATIONAL LIFE INSURANCE CO | $133 | — | $133 | 10.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TRUSTMARK LIFE INSURANCE COMPANY | 99 | $167K |
| Dental | AETNA LIFE INSURANCE CO | 141 | $39K |
| Vision | VISION SERVICE PLAN | 95 | $11K |
| Life insurance(3 contracts, 3 carriers) | AFLAC | 114 | $36K |
| Short-term disability(2 contracts) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 69 | $17K |
| Prescription drug | TRUSTMARK LIFE INSURANCE COMPANY | 99 | $167K |
| Stop-loss / reinsurancereinsurance | TRUSTMARK LIFE INSURANCE COMPANY | 99 | $167K |
| Other(6 contracts, 4 carriers) | AFLAC | 69 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.