| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STOCKTON & ASSOCIATES, INC.3 | 1901 S KELLY AVE STE 100 EDMOND, OK 73013 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $41K | — | $41K | 5.34% |
| STOCKTON & ASSOCIATES, INC.3 | 1901 S KELLY STE 100 EDMOND, OK 73013 | SYMETRA LIFE INSURANCE COMPANY | $9K | — | $9K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 1300 S MAIN ST TULSA, OK 74119 | SYMETRA LIFE INSURANCE COMPANY | -$212 | — | -$212 | -0.36% |
| STOCKTON & ASSOCIATES, INC.3 | 1901 S KELLY STE 100 EDMOND, OK 73013 | SYMETRA LIFE INSURANCE COMPANY | $9K | — | $9K | 21.14% |
| BRENDA FREEMAN3 | 7051 JOHNSTON RD OKMULGEE, OK 74447 | AFLAC | $970 | $145 | $1K | 6.18% |
| CHRISTOPHER HAGER3 Filed as: CHRISTOPHER WHEELER | 3377 S 207TH EAST AVE BROKEN ARROW, OK 74014 | AFLAC | $148 | $34 | $182 | 1.01% |
| TRAVIS HURT3 | 18446 S 154TH EAST AVE BIXBY, OK 74008 | AFLAC | $114 | — | $114 | 0.63% |
| JOHN N KARR3 | 907 S DETROIT AVE STE 905 TULSA, OK 74120 | AFLAC | $73 | $34 | $107 | 0.59% |
| SANDRA MATHIS3 | 14911 S 4220 RD CLAREMORE, OK 74017 | AFLAC | $49 | — | $49 | 0.27% |
| TIMOTHY W WORTHY JR3 Filed as: TIMOTHY WORTHY | 2929 W MAIN ST DURANT, OK 74701 | AFLAC | $35 | — | $35 | 0.19% |
| IAGENTTCB LLC3 | 14911 S 4220 RD CLAREMORE, OK 74017 | AFLAC | $28 | — | $28 | 0.16% |
| TIMOTHY W WORTHY JR3 Filed as: TIMOTHY WORTHY JR | 2929 W MAIN ST DURANT, OK 74701 | AFLAC | $27 | — | $27 | 0.15% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $23 | — | $23 | 0.13% |
| KELLY A JONES3 Filed as: KELLY JONES MORRIS | 1512 MELMART DR BARTLESVILLE, OK 74006 | AFLAC | $22 | — | $22 | 0.12% |
| LARRY D DENNY3 Filed as: LARRY DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $16 | — | $16 | 0.09% |
| DARREN WARREN3 | 13504 N 2320 RD GOTEBO, OK 73041 | AFLAC | $8 | — | $8 | 0.04% |
| PAUL B BROUCHOUD3 Filed as: PAUL BROUCHOUD | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $4 | — | $4 | 0.02% |
| EDWARD A HALL JR3 Filed as: EDWARD HALL JR | 2224 WOODMARSH CIRCLE AUBURN, GA 30011 | AFLAC | $1 | — | $1 | 0.01% |
| JARRELL K PRENTICE3 Filed as: JARRELL PRENTICE | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $1 | — | $1 | 0.01% |
| HAL W MOFFATT3 Filed as: HAL MOFFATT | 1221 LAMPLIGHTER LN EDMOND, OK 73034 | AFLAC | $1 | — | $1 | 0.01% |
| STOCKTON & ASSOCIATES, INC.3 Filed as: STOCKTON & ASSOCIATES | 1901 S KELLY AVE STE 100 EDMOND, OK 730133912 | VISION SERVICE PLAN | $827 | — | $827 | 6.81% |
| STEVEN WILSON3 | 1304 NW 181ST STREET EDMOND, OK 73012 | COLONIAL LIFE &ACCIDENT INSUR. CO. | $3 | — | $3 | 0.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 139 | $765K |
| Dental | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 139 | $765K |
| Vision | VISION SERVICE PLAN | 106 | $12K |
| Life insurance(3 contracts, 3 carriers) | SYMETRA LIFE INSURANCE COMPANY | 100 | $78K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 100 | $60K |
| Other(3 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 100 | $119K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.