Insurance carrier

STATE FARM LIFE INSURANCE COMPANY

Total premium: $88.1M
Filings: 10
Sponsors: 10
Covered lives: 156,485
Market share: 0.03%

health: 1life: 10

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured3100.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Life1090.9%
Health19.1%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
TN	1	$0	0.1%	21.64x
IL	1	$154.9M	0.0%	9.49x
AR	1	$16K	0.2%	73.64x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of STATE FARM LIFE INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where STATE FARM LIFE INSURANCE COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY GROUP HEALTH AND WELFARE PLAN FOR UNITED STATES EMPLOYEES	IL	$154.9M	107,537	fully insured	HEARTLAND HEALTHCARE COALITION
MAINLINE HEALTH SYSTEMS, INC. MAINLINE HEALTH SYSTEMS LIFE INSURANCE PLAN	AR	$16K	297	fully insured	BRANDON SMITH
HARDIN COUNTY BANCSHARES, INC. HARDIN COUNTY BANCSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLAN	TN	$0	1	fully insured	—

State

Plans

Premium

State share

Index

0.1%

21.64x

$154.9M

0.0%

9.49x

$16K

0.2%

73.64x

Sponsor

Loc

Premium

Covered

Funding

Broker

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

GROUP HEALTH AND WELFARE PLAN FOR UNITED STATES EMPLOYEES

$154.9M

107,537

fully insured

HEARTLAND HEALTHCARE COALITION

MAINLINE HEALTH SYSTEMS, INC.

MAINLINE HEALTH SYSTEMS LIFE INSURANCE PLAN

$16K

297

fully insured

BRANDON SMITH

HARDIN COUNTY BANCSHARES, INC.

HARDIN COUNTY BANCSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLAN

fully insured

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