| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | — | UNITEDHEALTHCARE INSURANCE COMPANY | — | $43K | $43K | 5.26% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-AMERICA | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | COMMUNITYCARE | $7K | — | $7K | 4.42% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL HOLMES | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | DELTA DENTAL | $5K | — | $5K | 8.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., STE 1900 TULSA, OK 74136 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 7.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 E JACKSON, 12TH FL CHICAGO, IL 606049300 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 4.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 E JACKSON, 12TH FL CHICAGO, IL 606049300 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 4.16% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., STE 1900 TULSA, OK 74136 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.80% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | VISION SERVICE PLAN | $1K | — | $1K | 7.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., STE 1900 TULSA, OK 74136 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 E JACKSON, 12TH FL CHICAGO, IL 606049300 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $586 | $586 | 4.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., STE 1900 TULSA, OK 74136 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $752 | — | $752 | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 E JACKSON, 12TH FL CHICAGO, IL 606049300 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $325 | $325 | 4.32% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD OK | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | DEARBORN LIFE INSURANCE COMPANY | $878 | — | $878 | 14.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD OK | 3815 CLASSEN BLVD. OKLAHOMA CITY, OK 73118 | DEARBORN LIFE INSURANCE COMPANY | — | $322 | $322 | 5.16% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE, STE 1900 TULSA, OK 74136 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $38 | — | $38 | 9.97% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 E JACKSON, 12TH FL CHICAGO, IL 606049300 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $18 | $18 | 4.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 106 | $978K |
| Dental | DELTA DENTAL | 87 | $64K |
| Vision | VISION SERVICE PLAN | 150 | $15K |
| Life insurance(4 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 155 | $75K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 26 | $12K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 155 | $62K |
| Other(3 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 155 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 155 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.