| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-AMERICA | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | COMMUNITYCARE | — | $44K | $44K | 4.72% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL HOLMES | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | DELTA DENTAL | $5K | — | $5K | 8.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., STE 1900 TULSA, OK 74136 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 8.85% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., STE 1900 TULSA, OK 74136 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | VISION SERVICE PLAN | $775 | — | $775 | 5.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | LIBERTY MUTUAL INSURANCE | $239 | — | $239 | 2.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., STE 1900 TULSA, OK 74136 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | LIBERTY MUTUAL INSURANCE | $402 | — | $402 | 3.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD OK | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $864 | — | $864 | 14.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE, STE 1900 TULSA, OK 74136 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $37 | — | $37 | 10.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., STE 1900 TULSA, OK 74136 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $650 | — | $650 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITYCARE | 129 | $941K |
| Dental | DELTA DENTAL | 80 | $64K |
| Vision | VISION SERVICE PLAN | 150 | $15K |
| Life insurance(5 contracts, 3 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 156 | $69K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 29 | $12K |
| Long-term disability(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 156 | $62K |
| Other(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 156 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.