| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-AMERICA | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | COMMUNITYCARE | — | $46K | $46K | 4.31% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL HOLMES | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | DELTA DENTAL | $42K | — | $42K | 70.16% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | LIBERTY MUTUAL INSURANCE | $4K | $2K | $6K | 9.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | LIBERTY MUTUAL INSURANCE | $5K | $2K | $7K | 12.60% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | VISION SERVICE PLAN | $921 | — | $921 | 6.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $221 | — | $221 | 2.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD OK | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $858 | — | $858 | 14.19% |
| SCHULTZ, CAROLYN K3 | 1425 E. 41ST PLACE TULSA, OK 74105 | UNUM LIFE INSURANCE CO OF AMERICA | $203 | — | $203 | 8.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S. YALE AVE., SUITE 1900 TULSA, OK 74136 | UNUM LIFE INSURANCE CO OF AMERICA | $203 | — | $203 | 8.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 161 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITYCARE | 154 | $1.1M |
| Dental | DELTA DENTAL | 77 | $61K |
| Vision | VISION SERVICE PLAN | 140 | $14K |
| Life insurance(3 contracts, 3 carriers) | LIBERTY MUTUAL INSURANCE | 159 | $74K |
| Long-term disability(2 contracts, 2 carriers) | LIBERTY MUTUAL INSURANCE | 159 | $62K |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 134 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 159 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.