| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC. | 10425 S. 82ND E. AVE., STE 110 TULSA, OK 74133 | BLUECROSS BLUESHIELD OF OKLAHOMA | $44K | — | $44K | 5.00% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC. | 10425 S. 82ND E. AVE., STE 110 TULSA, OK 74133 | DELTA DENTAL | $7K | — | $7K | 10.00% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC. | 10425 S. 82ND E. AVE., STE 110 TULSA, OK 74133 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $306 | $5K | 8.29% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 3.34% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC. | 10425 S. 82ND E. AVE., STE 110 TULSA, OK 74133 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $291 | $2K | 3.52% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 3.35% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES | 10425 S. 82ND E. AVE., STE 110 TULSA, OK 741337097 | VISION SERVICE PLAN | $1K | — | $1K | 8.84% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC. | 10425 S. 82ND E. AVE., STE 110 TULSA, OK 74133 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $48 | $1K | 15.54% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $299 | $299 | 3.33% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC. | 10425 S. 82ND E. AVE., STE 110 TULSA, OK 74133 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $669 | $31 | $700 | 10.46% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKLAND RD., STE 300 KIRKWOOD, MO 63122 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $224 | $224 | 3.35% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC. | 10425 S. 82ND E AVE., STE 110 TULSA, OK 74133 | DEARBORN LIFE INSURANCE COMPANY | $663 | $219 | $882 | 19.93% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC. | 10425 S. 82ND E. AVE., STE 110 TULSA, OK 74133 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $28 | $1 | $29 | 10.28% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD RD., STE 300 KIRKWOOD, MO 63122 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $9 | $9 | 3.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 119 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 128 | $879K |
| Dental | DELTA DENTAL | 87 | $68K |
| Vision | VISION SERVICE PLAN | 126 | $13K |
| Life insurance(4 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 117 | $67K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 12 | $9K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 117 | $58K |
| Other(3 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 117 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 128 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.