| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MI | PO BOX 6650 METAIRIE, LA 70009 | UNITEDHEALTHCARE INSURANCE COMPANY | $85K | $13K | $99K | 4.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 NORTH CAUSEWAY BOULEVARD SUITE 300 METAIRIE, LA 70002 | PRINCIPAL LIFE INSURANCE COMPANY | $34K | — | $34K | 11.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL LIMITED | 300 NORTH LASALLE DRIVE FLOOR 17 CHICAGO, IL 60654 | PRINCIPAL LIFE INSURANCE COMPANY | — | $5K | $5K | 1.79% |
| CHRIS D SELLARS3 | PO BOX 40823 BATON ROUGE, LA 70835 | AFLAC | $2K | $265 | $2K | 4.78% |
| MICHAEL SCOTT ENOS3 | 1602 RUELLE DE GRACE DRIVE BATON ROUGE, LA 70810 | AFLAC | $1K | — | $1K | 2.35% |
| THOMAS CARL VIDRINE3 | 18639 PERKINS ROAD LOT 19 PRAIRIEVILLE, LA 70769 | AFLAC | $840 | — | $840 | 1.61% |
| AARON ABRAMS COX3 | 38036 MAPLE RIDGE DRIVE PRAIRIEVILLE, LA 70769 | AFLAC | $561 | — | $561 | 1.07% |
| DAVID MARKS3 | 4021 WE HECK COURT SUITE J BATON ROUGE, LA 70816 | AFLAC | $375 | $39 | $414 | 0.79% |
| FELTON J SHORT3 | 105 ADOUE STREET HOUMA, LA 70360 | AFLAC | $342 | — | $342 | 0.65% |
| BARRY J STEWART3 | 9507 HIGH POINT ROAD BATON ROUGE, LA 70810 | AFLAC | $284 | $39 | $323 | 0.62% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $252 | — | $252 | 0.48% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVENUE BATON ROUGE, LA 70816 | AFLAC | $98 | — | $98 | 0.19% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $49 | — | $49 | 0.09% |
| AMY BARYLAK3 Filed as: AMY J BARYLAK | 9421 SAINT ANDREWS COURT DENHAM SPRINGS, LA 70726 | AFLAC | $47 | — | $47 | 0.09% |
| LEEZA DANIELE WRIGHT3 | 9505 TRUSCOTT COURT PROSPECT, KY 40059 | AFLAC | $26 | — | $26 | 0.05% |
| JAMI KAY FAIRCHILD3 | 6635 ANTIOCH CROSSING BATON ROUGE, LA 70817 | AFLAC | $20 | — | $20 | 0.04% |
| ERIN K GIUSTI3 | 4828 FOLSE DRIVE METAIRIE, LA 70006 | AFLAC | $18 | — | $18 | 0.03% |
| ERROL B WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $18 | — | $18 | 0.03% |
| SUSAN W JONES3 | 6400 CROSS TIMBERS ROAD FLOWER MOUND, TX 75022 | AFLAC | $8 | — | $8 | 0.02% |
| SUSAN W JONES3 | 4116 MUSTANG TRAIL FLOWER MOUND, TX 75028 | AFLAC | $6 | — | $6 | 0.01% |
| GREGORY LAKE JONES3 | 433 LAS COLINAS BOULEVARD EAST SUITE 1150 IRVING, TX 75039 | AFLAC | $5 | — | $5 | 0.01% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $5 | — | $5 | 0.01% |
| GREGORY LAKE JONES3 | 14901 QUORUM DRIVE SUITE 850 DALLAS, TX 75254 | AFLAC | $3 | — | $3 | 0.01% |
| CRAIG S DAVIES3 | 401 BOYD DRIVE APARTMENT 5106 GRAPEVINE, TX 76051 | AFLAC | $3 | — | $3 | 0.01% |
| CRAIG S DAVIES3 | 531 SANDY LANE FLOWER MOUND, TX 75022 | AFLAC | $1 | — | $1 | 0.00% |
| BYRON KEITH BURRELL3 | 2805 LONDONDERRY LANE CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 655 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 659 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 790 | $2.3M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 790 | $2.3M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 790 | $2.3M |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 655 | $288K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 655 | $288K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 655 | $288K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 790 | $2.3M |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 655 | $340K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 790 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.