| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| J L BASS & ASSOCIATES3 Filed as: BASS, DENNY | — | VANTAGE HEALTH PLAN, INC. | $67K | — | $67K | 3.36% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 NORTH CAUSEWAY BOULEVARD SUITE 200 METAIRIE, LA 70002 | PRINCIPAL LIFE INSURANCE COMPANY | $30K | — | $30K | 12.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL LIMITED | 300 NORTH LASALLE STREET 17TH FLOOR CHICAGO, IL 60654 | PRINCIPAL LIFE INSURANCE COMPANY | — | $2K | $2K | 0.75% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 NORTH CAUSEWAY BOULEVARD SUITE 200 METAIRIE, LA 70002 | PRINCIPAL LIFE INSURANCE COMPANY | $18K | — | $18K | 8.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL LIMITED | 300 NORTH LASALLE STREET 17TH FLOOR CHICAGO, IL 60654 | PRINCIPAL LIFE INSURANCE COMPANY | — | $12K | $12K | 5.57% |
| J L BASS & ASSOCIATES3 Filed as: BASS, DENNY | — | VANTAGE HEALTH PLAN, INC. | $2K | — | $2K | 2.97% |
| CHRIS D SELLARS3 Filed as: CHRIS SELLARS | PO BOX 40823 BATON ROUGE, LA 70835 | AFLAC | $4K | $75 | $4K | 6.34% |
| MICHAEL SCOTT ENOS3 Filed as: MICHAEL ENOS | 1602 RUELLE DE GRACE DRIVE BATON ROUGE, LA 70810 | AFLAC | $2K | — | $2K | 2.59% |
| THOMAS VIDRINE3 | 18639 PERKINS ROAD LOT 19 PRAIRIEVILLE, LA 70769 | AFLAC | $1K | — | $1K | 1.86% |
| AARON ABRAMS COX3 Filed as: AARON COX | 38036 MAPLE RIDGE DRIVE PRAIRIEVILLE, LA 70769 | AFLAC | $733 | — | $733 | 1.21% |
| BARRY J STEWART3 Filed as: BARRY STEWART | 9507 HIGH POINT ROAD BATON ROUGE, LA 70810 | AFLAC | $508 | $15 | $523 | 0.87% |
| DAVID MARKS3 | 4021 WE HECK COURT SUITE J BATON ROUGE, LA 70816 | AFLAC | $321 | $15 | $336 | 0.56% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNINGHAM JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $326 | — | $326 | 0.54% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN WILLIAMS | 12526 LAKE LAMOND AVENUE BATON ROUGE, LA 70816 | AFLAC | $107 | — | $107 | 0.18% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70084 | AFLAC | $65 | — | $65 | 0.11% |
| AMY BARYLAK3 | 9421 SAINT ANDREWS COURT DENHAM SPRINGS, LA 70726 | AFLAC | $62 | — | $62 | 0.10% |
| LEEZA WRIGHT3 | 10300 LINN STATION ROAD SUITE 100 LOUISVILLE, KY 40223 | AFLAC | $28 | — | $28 | 0.05% |
| ERIN K GIUSTI3 Filed as: ERIN GIUSTI | 4828 FOLSE DRIVE METAIRIE, LA 70006 | AFLAC | $22 | — | $22 | 0.04% |
| ERROL WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $22 | — | $22 | 0.04% |
| JAMI FAIRCHILD3 | 6635 ANTIOCH CROSSING BATON ROUGE, LA 70817 | AFLAC | $21 | — | $21 | 0.03% |
| SUSAN W JONES3 Filed as: SUSAN JONES | 6400 CROSS TIMBERS ROAD FLOWER MOUND, TX 75022 | AFLAC | $15 | — | $15 | 0.02% |
| GREGORY LAKE JONES3 Filed as: GREGORY JONES | 6400 CROSS TIMBERS ROAD FLOWER MOUND, TX 75022 | AFLAC | $10 | — | $10 | 0.02% |
| CRAIG S DAVIES3 Filed as: CRAIG DAVIES | 109 TIMBER CREEK COURT ARGYLE, TX 76226 | AFLAC | $5 | — | $5 | 0.01% |
| KEITH WILLIAM BELLE3 Filed as: KEITH BELLE | 302 LA RUE FRANCE SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $5 | — | $5 | 0.01% |
| MARCO JOE KLIMEK3 Filed as: MARCO KLIMEK | 1501 LYNDON B JOHNSON FREEWAY SUITE 660 DALLAS, TX 75234 | AFLAC | $1 | — | $1 | 0.00% |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 487 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 493 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | VANTAGE HEALTH PLAN, INC. | 926 | $2.1M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 281 | $222K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 281 | $222K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 487 | $253K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 487 | $253K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 487 | $253K |
| Prescription drug(2 contracts) | VANTAGE HEALTH PLAN, INC. | 926 | $2.1M |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 487 | $314K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 926 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.