| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| H THOMSON3 Filed as: THOMSON SMITH & LEACH INSURANCE GP | — | BLUE CROSS AND BLUE SHEILD OF LOUISIANA | $18K | $14K | $32K | 6.28% |
| BENEFIT ADMINISTRATION SVCS3 | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| ACUITY GROUP OF MS LLC3 | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $469 | $469 | 0.72% |
| G BARILLEAUX & ASSOCIATES INC3 Filed as: G BARILLEAUX & ASSOC INC | 105 KOHEN LUKE DR LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $272 | $4K | 14.45% |
| CHRISLYN M FREDERICK3 | 610 GEORGETOWN DR. CASSELBERRY, FL 32707 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 3.73% |
| RUBY JOYCE FRUGE3 | 2004 HWY 103 PORT BARRE, LA 70577 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $440 | $39 | $479 | 1.78% |
| MCKAY STRATEGIC BENEFITS LLC3 | 110 TRAVIS ST LAFAYETTE, LA 70503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $322 | $88 | $410 | 1.53% |
| LULA D HOTARD3 | 184 ST. CALAIS PLACE MADISONVILLE, LA 70447 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | — | $45 | 0.17% |
| KATHLEEN A BARTLETT3 | 205 ELIAS G ROAD LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 0.11% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | PO BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $9 | $27 | 0.10% |
| DANA FASSKE3 | 124 CLARENCE RD. ELTON, LA 70532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.03% |
| BENEFIT ADMINISTRATION SVCS3 | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| ACUITY GROUP OF MS LLC3 | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $249 | $249 | 1.52% |
| PHOENIX BENEFIT SERVICES INC3 | POBOX 80973 LAFAYETTE, LA 705980973 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 16.23% |
| BENEFIT ADMINISTRATION COMPANY LLC3 Filed as: BENEFIT ADMINISTRATION SERVICES | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| ACUITY GROUP OF MS LLC3 | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $128 | $128 | 1.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 217 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 217 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHEILD OF LOUISIANA | 107 | $517K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 95 | $65K |
| Vision | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 61 | $27K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 217 | $26K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 130 | $13K |
| Prescription drug | BLUE CROSS AND BLUE SHEILD OF LOUISIANA | 107 | $517K |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 217 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.