| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMSON SMITH & LEACH INS GROUP INC3 | 210 RUE FONTAINE LAFAYETTE, LA 70508 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $28K | $16K | $44K | 5.02% |
| BENEFIT ADMINISTRATION COMPANY LLC3 Filed as: BENEFIT ADMINISTRATION SERVICES | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DRIVE LITTLE ROCK, AR 72202 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $441 | $441 | 1.02% |
| ANTHONY ARCENEAUX3 | 107 KEENELAND LN LAFAYETTE, LA 70503 | AFLAC | $2K | $58 | $2K | 6.86% |
| DAVID MARKS3 | 3011 CANEWOOD LN BATON ROUGE, LA 70810 | AFLAC | $487 | — | $487 | 1.55% |
| KEITH RICHARD3 | 814 IRA ST CARENCRO, LA 70520 | AFLAC | $356 | $16 | $372 | 1.18% |
| CHRISTY FAYE MELANCON3 | 1017 GERARD LN BREAUX BRIDGE, LA 70517 | AFLAC | $329 | — | $329 | 1.05% |
| BLAKE CHARLES ADAMS3 | 200 CREEKWOOD DR LAFAYETTE, LA 70503 | AFLAC | $294 | $12 | $306 | 0.97% |
| STARLA JOY GARRETT3 | 308 LARK DR LAFAYETTE, LA 70508 | AFLAC | $218 | $16 | $234 | 0.75% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $221 | — | $221 | 0.70% |
| SHERRIE DENISE ARCENEAUX3 | 107 KEENELAND LN LAFAYETTE, LA 70503 | AFLAC | $181 | — | $181 | 0.58% |
| LACY TOUCHET3 | 5004 JASPER RD NEW IBERIA, LA 70560 | AFLAC | $166 | — | $166 | 0.53% |
| TROY L FALGOUT3 | 503 ESTATE DR NEW IBERIA, LA 70563 | AFLAC | $98 | — | $98 | 0.31% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $62 | — | $62 | 0.20% |
| TRINITY BINNING3 | 204 CRESCENT VIEW LANE DUSON, LA 70529 | AFLAC | $52 | — | $52 | 0.17% |
| JOSHUA HEBERT3 | 616 SIMAR ST IOTA, LA 70543 | AFLAC | $33 | — | $33 | 0.11% |
| STEPHEN G LANDRY3 | 3921 BAYOU BLVD NEW IBERIA, LA 70563 | AFLAC | $27 | — | $27 | 0.09% |
| TRAVIS P LEBLANC3 | 1413 ODONNEL RD NEW IBERIA, LA 70560 | AFLAC | $22 | — | $22 | 0.07% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $20 | — | $20 | 0.06% |
| BRIAN JASON THOMPSON3 | 103 BEAU REPOSE LAFAYETTE, LA 70508 | AFLAC | $18 | — | $18 | 0.06% |
| SEAN A BOUDREAUX3 | 321 ALLEN ST NEW IBERIA, LA 70563 | AFLAC | $16 | — | $16 | 0.05% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $15 | — | $15 | 0.05% |
| RICKY C PISANI3 | PO BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $15 | — | $15 | 0.05% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $13 | — | $13 | 0.04% |
| JEFF M DEROUEN3 | 5216 HIGHWAY 14 NEW IBERIA, LA 70560 | AFLAC | $12 | — | $12 | 0.04% |
| DJW INSURANCE AGCY INC3 | 105 W MAIN ST NEW IBERIA, LA 70560 | AFLAC | $11 | — | $11 | 0.04% |
| CHRISTOPHER GERALD HEBERT3 | 322 W FARREL RD LAFAYETTE, LA 70508 | AFLAC | $11 | — | $11 | 0.04% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $11 | — | $11 | 0.04% |
| LYNNWARD J BOUDREAUX3 | 403 JAMES ST NEW IBERIA, LA 70560 | AFLAC | $9 | — | $9 | 0.03% |
| MONIQUE T VICE3 | PO BOX 288 YOUNGSVILLE, LA 70592 | AFLAC | $4 | — | $4 | 0.01% |
| STEPHEN RICHARD3 Filed as: STEPHEN P RICHARD | 2831 TUSCARORA TRL MIDDLEBURG, FL 32068 | AFLAC | $3 | — | $3 | 0.01% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.00% |
| G BARILLEAUX & ASSOCIATES INC3 | 105 KOHEN LUKE DR LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $6 | $1K | 6.31% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | PO BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $90 | $1 | $91 | 0.51% |
| TOBY PAUL ARMENTOR3 | 308 BRIANNA LN BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.23% |
| MCKAY STRATEGIC BENEFITS LLC3 | 119 BRIARMEADOW DRIVE LAFAYETTE, LA 70508 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | — | $36 | 0.20% |
| JOEY MIGUES3 | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.17% |
| CHRISLYN FREDERICK3 | 535 WILD FORREST DR DAVENPORT, FL 33837 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.12% |
| SCOTT J CHAMBERS3 | 609 EMMELINE STREET NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.10% |
| LULA D HOTARD3 | 184 SAINT CALAIS PL MADISONVILLE, LA 70447 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.05% |
| JODIE C MIGUES3 Filed as: JODIE MIGUES | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| PHOENIX BENEFIT SERVICES INC3 | PO BOX 80973 LAFAYETTE, LA 705980973 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| GWENDOLYN M BARILLEAUX3 | 105 KOHEN LUKE DRIVE LAFAYETTE, LA 70506 | METROPOLITAN LIFE INSURANCE COMPANY | $866 | — | $866 | 11.94% |
| COLONIAL LIFE & ACCIDENT3 Filed as: COLONIAL LIFE & ACCIDENT INSURANCE | ATTN HEATHER ALLISON COLUMBIA, SC 29210 | METROPOLITAN LIFE INSURANCE COMPANY | $144 | — | $144 | 1.99% |
| BENEFIT ADMINISTRATION COMPANY LLC3 Filed as: BENEFIT ADMINISTRATION SERVICES | 613 CRESCENT CIRCLE SUITE 201 RIDGELAND, MS 39157 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| JTS FINANCIAL SERVICES3 | 1616 BROOKWOOD DRIVE LITTLE ROCK, AR 72202 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $154 | $154 | 2.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 100 | $871K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 78 | $43K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 68 | $7K |
| Life insurance(3 contracts, 3 carriers) | AFLAC | 172 | $56K |
| Short-term disability | AFLAC | 56 | $31K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 138 | $16K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 100 | $871K |
| Other(2 contracts, 2 carriers) | AFLAC | 172 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 172 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.