| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE MANAGEMENT ADMINISTRATORS3 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | RELIASTAR LIFE INSURANCE COMPANY | $129K | — | $129K | 15.00% |
| INSURANCE MANAGEMENT ADMINISTRATORS6 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | INTERNATIONAL ASSURANCE OF TN | $76K | $313K | $388K | 73.34% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | MEDICAL HELPLINE | $23K | $25K | $49K | 112.87% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | PREMIER ACCESS INC | $6K | $23K | $29K | 73.63% |
| INSURANCE MANAGEMENT ADMINISTRATORS6 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | VERITY | $3K | $21K | $24K | 67.35% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | MAGELLAN | $42K | $10K | $52K | 302.59% |
| INSURANCE MANAGEMENT ADMINISTRATORS7 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | PPOPLUS | $3K | $10K | $13K | 75.36% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | PCHS/MULTIPLAN | $6K | $9K | $15K | 97.89% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | IMA OF LOUISIANA | $36K | — | $36K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,054 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,054 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | INTERNATIONAL ASSURANCE OF TN | 973 | $573K |
| Dental(2 contracts, 2 carriers) | INTERNATIONAL ASSURANCE OF TN | 973 | $573K |
| Vision(2 contracts, 2 carriers) | INTERNATIONAL ASSURANCE OF TN | 973 | $573K |
| Life insurance(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,054 | $1.4M |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 1,054 | $861K |
| Long-term disability(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,054 | $1.4M |
| Prescription drug(3 contracts, 3 carriers) | INTERNATIONAL ASSURANCE OF TN | 973 | $590K |
| Stop-loss / reinsurancereinsurance | INTERNATIONAL ASSURANCE OF TN | 973 | $530K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,054 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.