| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE MANAGEMENT ADMINISTRATORS3 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | RELIASTAR LIFE INSURANCE COMPANY | $105K | — | $105K | 15.00% |
| INSURANCE MANAGEMENT ADMINISTRATORS6 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | INTERNATIONAL ASSURANCE OF TN | $71K | $261K | $332K | 70.27% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | PREMIER ACCESS INC | $6K | $21K | $26K | 70.27% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | MEDICAL HELPLINE | $19K | $21K | $39K | 105.33% |
| INSURANCE MANAGEMENT ADMINISTRATORS6 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | VERITY | $3K | $15K | $18K | 65.34% |
| INSURANCE MANAGEMENT ADMINISTRATORS7 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | PPOPLUS | $3K | $9K | $12K | 72.00% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | PCHS/MULTIPLAN | $4K | $7K | $10K | 84.75% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | MAGELLAN | $30K | $5K | $36K | 360.31% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | IMA OF LOUISIANA | $32K | — | $32K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 952 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 952 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | INTERNATIONAL ASSURANCE OF TN | 892 | $509K |
| Dental(2 contracts, 2 carriers) | INTERNATIONAL ASSURANCE OF TN | 892 | $509K |
| Vision(2 contracts, 2 carriers) | INTERNATIONAL ASSURANCE OF TN | 892 | $509K |
| Life insurance(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 952 | $1.2M |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 952 | $698K |
| Long-term disability(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 952 | $1.2M |
| Prescription drug(3 contracts, 3 carriers) | INTERNATIONAL ASSURANCE OF TN | 892 | $519K |
| Stop-loss / reinsurancereinsurance | INTERNATIONAL ASSURANCE OF TN | 892 | $472K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 952 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.