| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE MANAGEMENT ADMINISTRATORS3 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | RELIASTAR LIFE INSURANCE COMPANY | $118K | — | $118K | 15.00% |
| INSURANCE MANAGEMENT ADMINISTRATORS6 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | INTERNATIONAL ASSURANCE OF TN | $76K | $285K | $360K | 70.98% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | MEDICAL HELPLINE | $20K | $22K | $42K | 106.04% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | PREMIER ACCESS INC | $6K | $21K | $27K | 71.45% |
| INSURANCE MANAGEMENT ADMINISTRATORS6 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | VERITY | $3K | $18K | $21K | 64.38% |
| INSURANCE MANAGEMENT ADMINISTRATORS7 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | PPOPLUS | $3K | $10K | $13K | 72.71% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | PCHS/MULTIPLAN | $4K | $9K | $13K | 85.46% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | MAGELLAN | $36K | $6K | $42K | 377.58% |
| INSURANCE MANAGEMENT ADMINISTRATORS5 | 1325 BARKSDALE BLVD., SUITE 300 BOSSIER CITY, LA 71171 | IMA OF LOUISIANA | $34K | — | $34K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,021 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,021 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | INTERNATIONAL ASSURANCE OF TN | 953 | $547K |
| Dental(2 contracts, 2 carriers) | INTERNATIONAL ASSURANCE OF TN | 953 | $547K |
| Vision(2 contracts, 2 carriers) | INTERNATIONAL ASSURANCE OF TN | 953 | $547K |
| Life insurance(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,021 | $1.3M |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 1,021 | $788K |
| Long-term disability(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,021 | $1.3M |
| Prescription drug(3 contracts, 3 carriers) | INTERNATIONAL ASSURANCE OF TN | 953 | $558K |
| Stop-loss / reinsurancereinsurance | INTERNATIONAL ASSURANCE OF TN | 953 | $508K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,021 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.