| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LABI SERVICE CORPORATION3 | P. O. BOX 80258 BATON ROUGE, LA 70898 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | — | $16K | $16K | 0.89% |
| SOUTHERN NATL MARKETING CO3 Filed as: SOUTHERN NATL MARKETING | 5525 REITZ AVENUE BATON ROUGE, LA 70809 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $7K | $7K | 7.00% |
| SOUTHERN NATIONAL LIFE INSURANCE CO3 | 5525 REITZ AVENUE BATON ROUGE, LA 70809 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $5K | $5K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | HUB INTERNATIONAL GULF METAIRIE, LA 70002 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $0 | $0 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LIMITE | 3510 N. CAUSEWAY BLVD. SUITE 300 METAIRIE, LA 70002 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | — | $0 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1430 W POLK ST CHICAGO, IL 606074017 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | — | $3K | 39.14% |
| WESTON BRYAN3 | 2400 DALLAS PKWY STE 260 PLANO, TX 750934315 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 22.51% |
| REED HEADLEY SCHNITTKER3 | 2400 DALLAS PKWY STE 260 PLANO, TX 750934315 | PRINCIPAL LIFE INSURANCE COMPANY | $976 | — | $976 | 12.72% |
| RISK STRATEGIES COMPANY3 Filed as: ELATAS RISK PARTNERS, INC. | ONE GALLERIA BLVD., SUITE 700 METAIRIE, LA 700019915 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $755 | — | $755 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 197 | $1.8M |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 197 | $1.8M |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 197 | $1.8M |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 114 | $100K |
| Long-term disability(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 114 | $108K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 197 | $1.8M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 116 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.