| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOGAN & ASSOCIATES OF LOUISIANA,INC3 Filed as: LOGAN & ASSOCIATES | 301 BEAU PLACE BLVD DES ALLEMANDS, LA 70030 | IOA RE, LLC | $130K | — | $130K | 25.84% |
| GROUP BENEFIT SERVICES INC3 Filed as: GROUP BENEFIT SERVICES, INC | 3810 E SUNSHINE ST STE 200 SPRINGFIELD, MO 65809 | IOA RE, LLC | $25K | — | $25K | 4.91% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GROUP BENEFIT SERVICES, INC EIN 43-1770779 THIRD PARTY ADMINISTRATOR | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Account maintenance fees; Recordkeeping fees; Other fees; Insurance agents and brokers; Claims processing; Insurance brokerage commissions and fees Service code 12 | 3810 E SUNSHINE ST STE 200 SPRINGFIELD, MO 65809 | $178K |
| LOGAN & ASSOCIATES EIN 47-1255996 BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 301 BEAU PLACE BLVD DES ALLEMANDS, LA 70030 | $130K |
| AETNA SIGNATURE ADMINISTRATORS EIN 06-6033492 PPO NETWORK | Direct payment from the plan; Insurance services; Other services; Other insurance fees and expenses Service code 23 | 29742 NETWORK PLACE CHICAGO, IL 60673 | $66K |
| IOA RE, INC. EIN 23-2589410 STOP LOSS INSURANCE | Other insurance fees and expenses; Insurance services Service code 23 | 190 W GERMANTOWN PIKE STE 200 E NORITON, PA 19401 | $49K |
| DREXI, INC EIN 46-4488538 PPO NETWORK | Other services; Direct payment from the plan Service code 49 | 2700 N CENTRAL AVENUE SUITE 1110 PHOENIX, AZ 85004 | $33K |
| PHIA EIN 46-1439866 PPO NETWORK | Direct payment from the plan; Other services Service code 49 | 163 BAY STATE DRIVE BRAINTREE, MA 02184 | $14K |
| AMERICAN HEALTH HOLDINGS, INC EIN 31-1368946 BILL REVIEW | Consulting (general); Direct payment from the plan Service code 16 | PO BOX 360142 PITTSBURGH, PA 15250 | $11K |
| NOVANET, INC EIN 58-2106226 PPO NETWORK | Other services; Direct payment from the plan Service code 49 | 3500 PARKWAY LANE STE 440 NORCROSS, GA 30092 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 312 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | IOA RE, LLC | 312 | $501K |
| Prescription drug | IOA RE, LLC | 312 | $501K |
| Stop-loss / reinsurancereinsurance | IOA RE, LLC | 312 | $501K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 312 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.